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Can an employer in NY deny coverage for a spouse is the spouse's employer offers health insurance?
ofcourse!
Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.
Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.
Does an employer have to provide health insurance to your spouse?
The employer does not have to pay for the spouse's coverage. It can be offered to the employee and the cost taken from his/her paycheck to cover the spouse. There is no legal requirement for the employer to offer coverage for spouses -- even at the employee's expense. However, it would be very unusual for a plan to cover only employees and not have coverage available for spouses and children.
Employee and spouse health insurance coverage?
no
Can an employer force an employee to drop group health insurance coverage because the employee is eligible for coverage through his spouse's plan?
No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.
Can an employer refuse insurance coverage to a same sex spouse?
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.
What is Spousal carve out?
Spousal carve out is when an employer has a provision in their health insurance plan by which they deny coverage of an employee's spouse if he/she qualifies for, whether declined by him/her or not, coverage under another plan.
How can one obtain individual health insurance after a divorce?
To continue individual health insurance after a divorce, one can apply for an insurance coverage under the Federal Law COBRA. It means that person will be covered by his/her ex-spouse's insurance plan obtained from the ex-spouse's own company or employer.
What are the available options for health insurance for grad students?
Health insurance options for graduate students typically include coverage through their university's student health plan, coverage through a parent's plan until the age of 26, purchasing a plan through the Health Insurance Marketplace, or obtaining coverage through a spouse's employer-sponsored plan if applicable.
What are the options for health insurance coverage for individuals in between jobs?
Individuals in between jobs have several options for health insurance coverage. They can consider purchasing COBRA coverage from their previous employer, enrolling in a spouse or family member's plan, applying for a short-term health insurance plan, or exploring options through the Affordable Care Act marketplace.
What happens to a spouse if their health insurance is terminated?
If a spouse's health insurance is terminated, they may lose access to medical coverage and have to find alternative insurance options, such as through their employer or through a private plan. This could result in higher out-of-pocket costs for medical care and potential financial strain.
