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Can your wife's insurance refuse to pay for any dental services because you both have coverage?
That is nuts. I have heard of plan sthat would cover you and your wife for under $20 am month, no deductibles and savings up to 80% on services.
Yes they sure can. That's why it is so important to understand your policy. It is a "non-duplication of benefits" clause. It is a sly way for the insurance company to continue getting their premiums, but offer in return little or no benefit. It may very well be best to drop the other policy, and use the money that would have gone to pay the premiums toward the out of pocket expenses (co-pay)with only the one coverage. (Hope that makes sense!)Make sure that your wife's company is aware of this little clause in the benefit package. They may not understand it, and if enough people complain about it, then they can start looking for another insurance carrier who offers a better option.
What else can I help you with?
How do I know if my insurance covers dental services?
To know if your insurance covers dental services, you can check your insurance policy documents or contact your insurance provider directly to inquire about your coverage for dental care.
Do I have dental insurance coverage?
To determine if you have dental insurance coverage, you should check with your insurance provider or review your insurance policy documents.
What are the options available for infant dental insurance coverage?
There are several options available for infant dental insurance coverage, including standalone dental insurance plans, family health insurance plans that include dental coverage, and government programs like Medicaid and the Children's Health Insurance Program (CHIP) that provide dental coverage for eligible children. It is important to research and compare different plans to find the best coverage for your infant's dental needs.
Can I elect COBRA for dental coverage only?
No, COBRA only applies to health insurance coverage, not dental coverage.
Do you add newborn coverage to your dental and vision insurance plans?
No, dental and vision insurance plans typically do not include coverage for newborns.
How use dental insurance dental office?
Coverage for dental implants varies from one insurance company to another. Most of the insurance policies provide some coverage for the restorative procedure. You can ask your insurance provider if dental implants are covered or not.
Which companies offer dental insurance coverage?
Many companies offer dental insurance coverage. Some examples of companies that offer this type of coverage include Delta Dental, Security Life, and Anthem.
Why isn't dental care covered under general medical insurance?
Dental Coverage is not usually covered by General Medical Insurance because it is too expensive.
What dental insurance plans cover treatments for cobra bites?
Most dental insurance plans do not cover treatments for cobra bites. You may need to look into specialized medical insurance or emergency services for coverage in such situations.
What are the options for dental insurance coverage when transitioning from a job with employer-provided dental insurance to COBRA continuation coverage?
When transitioning from a job with employer-provided dental insurance to COBRA continuation coverage, you have the option to continue your dental insurance coverage through COBRA. This allows you to keep the same coverage you had with your employer, but you will be responsible for paying the full premium, which can be expensive. Alternatively, you can explore individual dental insurance plans available in the market to find a more affordable option that meets your needs.
When is the appropriate time to add a child to dental insurance coverage?
The appropriate time to add a child to dental insurance coverage is typically when they are born or when they first require dental care, as recommended by most insurance providers.
When preventive dental work is done is it deducted from your insurance maximum?
Any payment for dental work depends on your insurance coverage because there are many different dental insurance policies. You should read through the information for your dental insurance policy. You could also contact the agent responsible for your dental insurance policy.
