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Does the state of California obligate a noncustodial parent to provide medical insurance to an 18 year old and full times student?
There is not a state or federal law requiring any parent to provide health insurance to a child. If the child were under age 18, then the doctor or hospital could hold the parent responsible for the bill. Since the child is 18, he is himself responsible for his bills -- medical and otherwise.
Since you mention custody, however, there may be terms in the custody agreement that require you to provide health insurance for the child. The school he/she is attending may offer an inexpensive student health plan; make sure the plan covers services that are out-of-network and that it has at least the Affiordable Care Act limit ($2.25 million in 2012) on "essential" benefits. If the student health plan has either of those pieces missing, then it will be better to add the child to your group health plan or buy a separate plan.
A plan that only covers on-campus doctors or has slim maximum benefits would still leave you or your child holding the bag for big medical bills. Best to avoid having to choose between your retirement savings and your child's life, if he were to need a transplant to something major.
For more plain and simple answers to health insurance questions, visit Health Unsurance blog in the "related links and sources" down below.
What else can I help you with?
How much medical insurance does the noncustodial parent have to pay?
This is entirely under the control of your custody decree. There is no general answer.
What are some good medical insurance companies in California?
The best medical insurance companies in California are Blue Shield, Connecticut General Life Insurance, Kaiser Permanente, Aetna and Health Net. Remember to ask for a quote from multiple companies before you purchase the insurance.
Does medical insurance in California cover invisalign braces?
Medical insurance does not cover invisalign braces. These aren't considered necessary and regular braces are a lot cheaper if they were covered.
Is there a company that provides life insurance without a medical exam in California?
There are many companies that offer life insurance without medical exams in the State of California. Most of which offer increased rates due to the no medical exam. Here is the website to one I found: https://www.primequote.com/
If the noncustodial parent pays for medical vision and dental insurance can they have the courts force the custodial parent to use network providers when there are tons in the area?
Yes, but it would be a motion to clarify the custody orders as it applies the medical treatment. see link for help
What do you do when the noncustodial parent has stopped paying third-party medical insurance premium for their child?
It depends upon how the court order is worded. If the non-custodial parent is responsible for health insurance for the child, then you would need to go back to court. If he is responsible for paying the medical bills, then you would send him the bills. In any case, he remains on the hook for the child's medical bills.
How much money does a medical insurance biller earn in Michigan?
Medical insurance billers working in Michigan earn an average of $22,000 per year. This matches the annual nationwide average. The average annual salary for a medical insurance biller in California is $27,000.
Who are Anthem Blue Cross afiliates in Southern California?
Anthem Blue Cross is a health insurance company as well as a medical insurance company located in Southern California. The company also offers insurance for pharmacy, vision and dental.
In an auto accident in California do you bill your auto insurance as the primary insurance or your health insurance?
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
Will my PIP car insurance cover my medical expenses if I don't have health insurance in California?
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.
What are some of the plans that Pacificare Health Insurance offer?
PacifiCare Health Insurance provides medical insurance. It was acquired by UnitedHealth in 2005. They were based in Cypress, California and had millions of clients.
What are car insurance laws in California if someone hits me and they are at fault?
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
