Have you talked to the billing department? Under the right circumstances and depending on the place you had your care, you may qualify for state assistance or free care through the hospital. Start at the billing department and ask them.
Amnesic is the medical term for a person who suffers from amnesia.
An Umbrella olicy is financial protection that exends the covergage limits of underlying insurance policies of the named insured(s). If the insured suffers a loss that exceeds the limits of an underlying policy, the umbrella kicks in to offer coverage at the higher limit.
migraines
Depends on several things... if you are in a state that has optional "Uninsured/UNDERINSURED motorist coverage, and they have it... then it could pay. If you are in a No Fault state, then they may have some primary coverage that would also contribute. But for that great of a difference, $100k in insurance and $250k in injuries, the third party could definitely seek remedies from the person who was deemed to be at fault in the accidents. Sue them personally..
Hillenbrand suffers from Cronic Fatigue Syndrome.
She suffers from Paris Syndrome. No italics, quotation marks, or underlining is necessary.
Yes, you should tell them. You need to tell them that your son uses the car and you need to tell them that the car is used for delivery service. These are two additional things that the insurance will not cover if someone else's property is damaged when your son is driving, even if he's not working, if someone else's property is damaged when he is making deliveries. A property owner who suffers the damage can sue you (not your son) for a lot of money if you don't have the extra coverage for your son.Vehicle Commercial UseA Personal auto insurance policy does not provide coverage for Commercial Use. Every personal auto insurance policy specifically excludes commercial use of your personal auto. Not only should you notify your Insurance company. You are in fact required under the terms of your Insurance Contract to on pain of voiding your coverage if you fail to do so.If your son is operating the vehicle as a commercial delivery conveyance (an act of commerce) and you do not have commercial auto insurance coverage on the policy then he is basically driving uninsured. If an accident occurs and the insurer finds out, they can deny any and all coverage under your personal auto policy. Such a denial will leave both the driver and the vehicle owner who permitted the use fully liable for all damages and injuries without benefit of coverage from your personal auto insurance policy.You should contact your Insurance agent as soon as possible to obtain a commercial auto policy.General Insurance Agent
Insufficient information is disclosed about the incident to even guess at an answer. It depends on too many variables.
Yes, in most homeowners insurance cases, the property of a visitor is covered. Also, it can cover any injuries that a visitor suffers.
Protection from unexpected ( accidental ) loss of an asset.
A medical alert tag can inform physicians or paramedics if the person suffers from a certain condition or is allergic to certain types of medications.
Building insurance claims may be due to a variety of factors, such as accidental damage. One may need to claim on buildings insurance if one's house suffers storm damage, for example.