You may find tenants contents insurance coverage at a variety of insurance companies in the UK, such as Aviva, Churchill, Barclay and many more. There are many websites available that compare each company to find the best solution within your budget.
Yes it is possible that you could have some taxable income when you receive a reimbursement from your homeowner insurance policy.
Homeowner's insurance (since the landlord is the homeowner) with a clause that specifically includes the use of the property as rental property.Additional inclusions might need to be added to address things like potential theft of appliances and damage to the property by the tenants (which could easily exceed many times the value of the security deposit).------------------Each piece of property owned must be insured separately. Thus a homeowner's insurance is for the owner's own home occupied by him/her and family. Most rental properties are insured only for liability and replacement value. You cannot mix homeowner's policies with rental policies.Most landlords strongly recommend that tenants have a tenant's insurance policy in place covering only the tenant's belongings. The landlord is never liable for the tenant's belongings.
Barclays offers contents insurance online. This insurance could suit you if you want contents insurance only, your home is rented, you live in a flat or maisonette and they also offer a 15% online discount online.
You could start by going to allwebleads or homeownersleadsdirect, clicking on Homeowner Insurance, becoming a member and then paying a nominal fee for each lead you receive.
To find good deals on Contents insurance, speak to a local agent or broker. They could run quotes from various companies and find the lowest premium.
Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.
Contents insurance and building insurance are types of home insurance. Depending on the insurance broker, home insurance can cover both building insurance and contents insurance. In other words home insurance could be the same as contents and/or building insurance depending on the broker.
There are many places in the country of Australia where one could broker contents insurance. One of the best places to get insurance in Australia would be IAG.
You could go online to websites such as Money Supermarket and Money Saving Expert to find reviews on house and contents insurance. You could also reviews of companies that provide the insurance at the Better Business Bureau website.
You could be liable in court if they could prove negligence on your part. I don't understand your questions about homeowners insurance? Homeowners insurance would not come into play. http://www.coloradosbestinsurance.com
An owner can purchase home and contents insurance in the United Kingdom from an insurance company or from a bank. Barclays is one of the participating banks and they even offer an on-line discount of 15%.
If you are a tenant who rents out an apartment, house or building for living space it is a great idea to get renter's insurance. Without renter's insurance you could lose all of your personal property and valuables if a fire or burglary ever occured. The homeowner's insurance would cover the dwelling but not your personal belongings. When you're renting, you'll want to buy renters' insurance to cover your stuff. Here's a place that sells policies: http://www.statefarm.com/insurance/renters/renters.asp