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How would one explain Medicare Supplement leads?
Medicare Supplement leads are information packets purchased from companies that give information about patients that will soon be eligible for Medicare. These companies track personal data about individuals and then sell them to interested insurance companies.
What types of charges does medicare supplemental insurance cover?
There is a variety of charges that medicare supplemental insurance cover. The cover more than the Medicare Part A and Medicare Part B, so this insurance covers the gaps of them. Medicare supplemental insurance is affordable. Some examples that this insurance covers are deductibles, and co pays. The medicare supplementary insurance rate is based on your personal needs and have low rates. In order to get this insurance, you should ask a doctor you are familiar to.
How is billing handled for a patient with dual insurance?
I will use for example someone on MEDICARE. They have paid into their medicare insurance and have both parts (thus eliminating confusion of part a, part b). First the bill is sent to the Medicare insurance provider, who will have an allowed amount and then of that what they will pay. The billing medical source credits what MEDICARE paid and then submits the balance to the 2nd or CO-INSURANCE. As a whole, if MEDICARE pays 90%, the CO-INSURANCE picks up the balance of 10%. These figures were used as an example. You will have to know your own breakdown of what percentage is paid. Remember is is on the ALLOWABLE or APPROVED amount, not the whole billing. Most insurance such as MEDICARE and personal insurance through a work place, have a provider adjustment. Then the % is taken from there. PRIVATE holders of medicare and co-insurance my not have the luxury of an adjustment of cost. And will have to cover what is left.
Is anthem medicare insurance good and affordable?
Their website states: "At Anthem Blue Cross and Blue Shield, you have a choice of Medicare Supplement, Medicare Advantage or Part D plans. The services you get go beyond the norm. You can access preventive care and prescription savings, as well as exercise programs that fit your lifestyle." The question as to whether it is affordable, of course, depends on your individual circumstances and means. Also, it is a subjective question that would very depending on your own personal definitions of "affordable" and "good."
Do Hertz rentals come with accident insurance?
"Hertz, offers a loss damage waiver, partial damage waiver, limited loss damage waiver, liability insurance supplement, personal accident insurance, and more. These are available at time of purchase and included in daily rentals. More detail information can be found on the website."
Which is better medicare advantage or medicare supplement?
The answer is really based on an individuals personal circumstances. Each type of coverage has various pro's and con's. The biggest difference is that a Medicare Supplement is a supplement to Original Medicare. Original Medicare rules and coverages apply and then the Medicare Supplement plan covers all or a portion of the beneficiary's responsibility and may provide additional benefits that Medicare doesnt cover. This gives you the most choice because you can go to any Medicare provider with no prior authorization in the U.S., but there is a monthly premium. A Medicare Advantage Plan which can be an HMO, PPO, PFFS or several other types of plans, offered by private companies, becomes the primary payor if you enroll in their plan. They may offer little or no monthly premium, but the beneficiary must stay within the network of contracted providers in order to get the most benefits out of plan. In addition, the plan often provides additional benefits that Original Medicare doesnt cover such as vision, dental, & gym memberships. You may save money with this plan, but you have to follow the rules of the plan and stay in-network for coverage, unless an out-of-network benefit is provided.
What is some basic information on personal trainer insurance?
It isn't the person hiring the personal trainer that actually needs the insurance. Personal trainer insurance is a liability insurance they can purchase to protect themselves and/or their business in case of something, such as injury, occuring with a client.
Should I get personal trainer insurance?
Yes, if you get a personal trainer insurance, you can have someone there to help you with your trainings and they can guide you and give you professional information that you need to know.
Where can I find information on 50 life insurance?
If you want to find information on 50 life insurance, then your best bet would to be to contact your personal insurance agency, and inquire about their plans.
Which home health care devices are covered by Medicare?
Medicare will cover some if not all of the cost of most any devices dependent upon your needs, and your personal physicians prescription for such devices. The Medicare website offers more information with regard to this question.
Where can I learn more about personal liability insurance?
Personal liability insurance is a common type of insurance, and just about every agency from Allstate to Geico and State Farm can provide you with the information you're looking for.
Recently married do you have to notify medicare to continue medicare insurance?
One has to notify Medicare when one gets married, but I am not sure if it is to continue coverage or add your partner to your benefits, or get your partners income level added to yours as income coming in. One has to notify Medicare if you sneeze!! Medicare plans are written on individuals. If your spouse needs Medicare, your spouse would first qualify on their own and then be on their own plan by themselves, not added to your plan. Your income does not effect your eligibility for Medicare, it only effects the premium that you pay for Medicare Part B. If you need to know whether or not your spouse qualifies for Medicare, this is taken directly from the Medicare and You 2009 book pertaining to qualifying for Medicare: Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). See the entire book here: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf
