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Does the owner or contractor purchase professional liability insurance?
Traditionally the contractor provides the Insurance. The owner verifies that the contractor has insurance prior to hiring that contractor.
How much professional liability insurance does a sole proprietor painting contractor need?
A contractor Buys Commercial Liability Insurance in the contractor class, not professional liability insurance. The amount needed is typically determined by the exposures presented or as specified by the employer.
How much contractor insurance should a condo have?
The answer depends on how the contractor is employed by the association. If the contractor is bonded, insured and licensed -- best practices indicate this is the best position for the association, to require these documents from a contractor -- then the association's insurance requirements are different from those required by an association that hires a casual laborer. Review your insurance requirements with your broker, and describe how you plan to use the contractor on a regular basis, or a one-time basis. Your broker can best advise you about the insurance you need.
What does an insurance contractor do?
The job of a insurance contractor is to find you the best deal possible for your insurance needs. This could be anything from motorcycle to mobile home insurance.
What is an insured contractor?
An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.
How can I verify if a contractor lied about their insurance coverage?
To verify if a contractor lied about their insurance coverage, you can request to see their insurance certificate directly from the insurance provider listed on the certificate. You can also contact the insurance provider to confirm the contractor's coverage and ensure it is valid and up to date.
How can i get a copy of a contractor's liability insurance policy?
Ask the contractor for a copy.
A contractor and his subcontractor are working the same job and the sub damages the contractors equipment whos insurance pays?
The contractor should make a claim upon the sub-contractors insurance and/or bond. If the sub-contractor defrauded the contractor on having insurance and/or bonding in place then he should report the contractor to the State licensing board, file claim on their insurance, and civil lawsuit (if the insurance company does not directly file or pay).
Which companies offer IT contractor insurance?
There are several companies that offer IT contractor insurance. Hiscox, Markel UK, The Indemnity Brokers and Contractor UK are amongst the few that offer it.
What type of insurance coverage should a roofing contractor have to protect their business and employees, specifically roofing contractor insurance?
A roofing contractor should have liability insurance and workers' compensation insurance to protect their business and employees. This type of insurance, known as roofing contractor insurance, helps cover costs related to property damage, injuries, and legal claims that may arise during roofing projects.
Where can you purchase contractor insurance?
Contractor insurance can be purchased through the Aegis, Nationwide and Progressive insurance companies. Also, both the Contractors Insurance business and organization sites offer aid on the subject.
Where can I find whole life insurance quotes for Idaho?
You can go to insurance.com to search for life insurance in Idaho that will fit your needs.
