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There answer to your question depends upon several factors. A couple of obvious ones are the identity of the insurance company to which you apply, and the nature of the coverage for which you apply. The latter refers, for example, to whether you seek a fee for service type of coverage or managed care. Generally, managed care programs are less costly. Another factor, especially if you choose a fee for coverage option, is the amount of the deductible and co-payment that you select.

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Does HBA Health Insurance have reasonably priced plans for individuals with preexisting conditions?

HBA Health Insurance will accept your application for health insurance. The price you will receive for you insurance will vary greatly depending on your personal circumstances and what you preexisting conditions are. There is a chance that those conditions will either not be covered or you will be charged a higher rate than one who does not have these conditions.


Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?

No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.


Can insurance companies charge more for preexisting conditions?

Yes, insurance companies can charge more for preexisting conditions under certain circumstances, such as in the individual health insurance market before the Affordable Care Act was passed.


Does health care insurance have to cover preexisting illnesses?

Some Health insurances cover preexisting illness.


In Texas can insurance companies reject patients with preexisting conditions?

Any Health Insurance company can reject anyone with a pre existing condition. Look for another Health Insurance company if you are rejected by one.


Is pregnancy preexisting in group health insurance?

Only if the pregnancy began before the insurance policy.


Is it possible to get health insurance with a preexisting condition?

If you are being offered a health plan through a company there should be no preexisting condition requirements. If you are going through another company when you lost your job there may be problems getting insurance. You should contact different companies to see, but the new health care bill should protect you. This site has more information: http://www.csmonitor.com/USA/Politics/2010/0324/Health-care-reform-bill-101-rules-for-preexisting-conditions


Can you get individual health insurance if you have a preexisting condition?

Yes, though it is hard. Also, preexisting conditions vary, as far as definition, from one company to another. While it is easier to get coverage through an employer, you are able to get it via a private company.


What is the duration of the preexisting condition exclusion period for health insurance coverage?

The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.


What is the definition of a preexisting condition?

The diseases which already existed at the time of taking the health insurance policy are attributed as preexisting condition. The Health Insurance Co. is at liberty to cancel your claim forthwith if it is proved that you contacted any such disease after taking the policy.


Is prostate cancer considered a preexisting condition?

If you try to get health insurance and you have cancer, it is considered a preexisting condition.


Are mamagrams considered pre existing condition?

No, a mammogram is a test used to check for breast cancer, it is not a condition at all. Preexisting conditions are medical conditions you had prior to entering a health plan such as hypertension or diabetes.A mammogram is a test, not a condition as stated. To deny someone medical insurance stating that the mammogram they had was a preexisting condition is just a way these health insurance plans try to reduce the amount they have to pay on claims only wanting you to pay into them.