If you are self employed and become seriously sick and your insurance company drops you what are the options to protect the business and get medical help?
"Business Interruption Insurance is not an insurance company. It is a type of insurance that protects a business in case of an interruption such as machinery malfunction, power outage, or other reason that may cause the business to be interrupted temporarily."
A self employed contractor general liability ins., Workers comp if a corporation, but whoever is the bond company they should be able to assist in insurance coverage for the company.
MetLife is a good company for health insurance for a small business in Hawaii
It is difficult to say which company provides the best insurance for any business because it depends upon the business and what level and type of insurance they want. A good company for a small retail business might be Aviva or Cornell.
In order to get business travel insurance, you would have to contact an insurance company that offers this service. Then request a quote for your business travel insurance.
Generally no unless of course the chef is self employed. A chef's work typically is covered by the insurance policy of the Restaurant or food service company by which he or she is employed.
You can become a business insurance agent by studying insurance in college or business in college. In addition, you can become a business insurance agent by applying for an insurance company.
Of course it is right.. As you stated you are in Fact "Self Employed", then presumably you have no employer other than yourself to obtain insurance for you. Who else would you expect to pay for your business insurance, Your Neighbors Employer?, The contactor with whom you contracted to obtain the roofing jobs for your business?, Of course not.. A good businessman or contractor will factor in the costs of his business Liability Insurance when he bids on a job. There are many benefits that come from being Self employed, there are also many responsibilities, among these are filing your own Tax Withholdings and Insuring your business risks.
to transfer risk from the owner to the insurance company
If it was not you it is not your business. If it is not your business you cannot find out about the situation. Privacy laws are taken seriously and everyone privacy must be protected. Don't think you can find out some else's financial business.
Try Cobra
"Yes, State Farm Insurance Company does offer business insurance. However, it is believed that State Farm is best for car insurance. Nevertheless, call an agent today."