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What else can I help you with?
Where might a person find information regarding engagement ring insurance?
An engagement ring insurance may be covered by a homeowners' policy. However, this depends on the value of the ring. If the homeowners' policy does not cover the engagement ring, a policy extension for personal property coverage is needed. Alternatively, there are insurance companies which specialize in insuring jewelry.
Do I need jewelry insurance for my engagement ring?
I recommend that you would get insurance on the ring in case of the following situations. A diamond is knocked lose from the setting, the ring is lost or in the worst case she says no.
Can you trade expensive jewelry when buying engagement ring?
* You should get your jewelry appraised by a reputable jeweler and then get your money in order to buy the engagement ring. Most jewelry stores do not do trade offs.
Do jewelry stores sell insurance policies for diamond rings?
Jewelry stores sell insurance policies for diamond rings. Insurance for someone's jewelry or engagement ring is a good idea for any item they buy. But someone may need to purchase a separate policy to obtain full coverage.
Is it necessary to get engagement rings insurance?
Though purchasing engagement ring insurance by putting it under your homeowners insurance is not necessary, depending on the value of the ring it is highly suggested.
What is an estate engagement ring?
An "estate" engagement ring is just like a normal engagement ring, except that it has already been part of an estate. Which means it was already owned by someone. Any "estate" jewelry implies that the jewelry in question has previously belonged to someone else!
What are some Internet sites that have more information about engagement ring insurance?
"Jewelers Mutual Insurance, State Farm Insurance, White Flash are just a sampling of insurance companies that provide engagement ring insurance for the consumer."
Who gets the engagement ring in California?
* The young man in question can choose to get the engagement ring and have a surprise proposal for the one he loves or, the couple can go to the jewelry store and she can pick out her own engagement ring. There is no rule of thumb in California or in other States on purchasing an engagement ring.
Is engagement ring insurance recommended?
"A good insurance policy for an engagement ring will cover every potential situation that might happen to your ring, including damange, theft, and even accidentially dropping it down the garbage disposal."
Can your engagement ring be taken away in a bankruptcy?
Your engagement ring can be taken away if it is not exempt. You are legally required to declare it, but in most cases it will fall under the jewelry exemption.
Protect Your Engagement Ring with Insurance?
If you have recently purchased an engagement ring for your fianc�, you should think about purchasing ring insurance. You should consider the ring insurance as part of the cost of purchasing the ring, as rings are easily lost and can be very expensive to replace. A ring insurance policy will also cover your loss if the ring is stolen or if any of the stones fall out of the setting and get lost. Ring insurance is a small price to pay when compared to the thousands of dollars that it would cost for you to completely replace the ring.
Can you get jewelry insurance on a wedding ring?
There are lots of jewelry insurance that you can get to put on wedding rings that will cover any damage. You can either get a rider from your home owners insurance or your renter's insurance policy or you can get insurance for a specific piece of jewelry from any insurance company.
