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What else can I help you with?
Does secondary insurance cover or pay copays of primary insurance?
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
You have Medicare as primary insurance and BCBS as secondary insurance Do you pay the copay on the secondary insurance?
The answer to this question depends on what kind of secondary insurance you have - is it a group health plan? Is it a supplement? If Medicare is primary, there are still deductibles, copays, coinsurance that would need to be satisfied by your secondary insurance. Based on your question, I'm assuming that you have a group health plan with a copayment as your secondary insurance. If so, then yes, you would pay your copayment but it would not exceed the part B deductible.
You need information on how copays effect primary and secondary insurance If you pay your copay on primary does that off set your copay on secondary and would secondary pay remaining portion of bill?
I don't quite understand your question. Check this link http://www.steveshorr.com/technical_questions.htm#Primary for links to explanations of dual coverage. Have you read the applicable provisions in your policies?
Do copays count toward the out of pocket maximum?
Yes, copays typically count toward the out-of-pocket maximum, which is the maximum amount you have to pay for covered services in a plan year before your insurance starts to pay 100 of the costs.
Do copays apply to the out of pocket maximum?
Yes, copays typically count towards the out-of-pocket maximum, which is the maximum amount of money you have to pay for covered services in a plan year before your insurance starts to pay 100 of the allowed amount.
Do copays count towards the out of pocket maximum?
Yes, copays typically count towards the out-of-pocket maximum, which is the maximum amount of money you have to pay for covered services in a plan year before your insurance starts to pay 100 of the costs.
If both spouses have health insurance which one is primary and which is secondary?
It depends. If there are just the two of you, you are 'primary' on your own policy, and your spouse is primary on his/her own policy. By default you would be 'secondary' on your spouse's policy. If the two of you have kids, you can elect either of the parents' insurance carriers to be primary, but you must do this officially, by filing the proper records with the carrier who you want to be primary. Typically, you need to decide which policy will be primary for the kids each year, as you will need to add the kids to one of your policies. You make this choice by reviewing both policies' coverages, copays and costs. The other policy, by default, then becomes secondary. If you just had a child, you should call your human resources department and/or health insurance company to work out the details and get the child properly insured.
Do copays contribute towards the out-of-pocket maximum?
Yes, copays typically contribute towards the out-of-pocket maximum, which is the maximum amount of money you have to pay for covered services in a plan year before your insurance starts to pay 100 of the allowed amount.
What is Supplemental Medical Insurance?
Supplemental Medical Insurance is in addition to your primary insurance. It is used to help cover the cost of copays, deductibles, and co-insurance. The most common time of SMI is Medicare Supplement Plan. It helps to cover what the medicare plan doesn't. If a person were to have Medicare Part A & B and also and AARP Supplement plan, it covers their copays for benefits and helps with covering costs of prescriptions.
Do you have to pay copays after meeting your out-of-pocket maximum?
No, once you reach your out-of-pocket maximum, you typically do not have to pay copays for covered services for the rest of the plan year.
Do you pay copays after reaching your out of pocket maximum?
No, once you reach your out-of-pocket maximum, you typically do not have to pay copays for covered services for the rest of the plan year.
What does Medicare c plus cover?
Medicare C (Medicare Advantage or Medigap) is private insurance that you choose and pay for, to cover expenses not covered by Medicare A & B, such as copays, deductibles etc.
