"Some of the advantages of having a health insurance policy are that if one happens to get sick, they will be covered by their medical insurance. If one is not covered the costs for medical care can be detrimental."
Guardian Health Insurance is a company that offers a reasonable deal for many people. One advantage of having such a policy is that one can be treated in a private room rather than on an open ward, another is prompt treatment.
NO
The expenses which do not come within the purview of Health Insurance Policy (duly provided in the Mediclaim Policy Prospectus) are called Health Insurance deductibles.
Now a days there are many Insurance provider companies offering range of medical Insurance policies, like; individual health Insurance policy, family health Insurance policy, group health plans and others. HDFC ERGO is one of the leading health Insurance policy provider, you can check HDFC ERGO's health policies.
An insurance policy gives you peace of mind. If you get sick, the insurance policy will help make sure you are able to pay your medical bills.
Yes, you can typically add immediate family members, such as a spouse or children, to your health insurance policy.
No. Only legal dependents can be added to your health insurance policy.
The biggest advantage for having an All Risk insurance policy is that it covers many perils that may happen to a property, unless the event is specifically excluded in the policy. All Risk policies are usually only written for propery insurance.
'Not applicable' in Health Insurance policy menas the terms that dod not come under the purview of the health insurance policy and should be ignored. It has to be ascertained carefully whether the 'not applicable' conditions affects the insurable interest of the policy holder.
In India, LIC of India sells health policy viz., Jeevan Arogya. But technically, health insurance policy comes within the purview of general insurance. Star Health & Allied Insurance Co.Ltd. in the general insurance sectors sells only Health insurance polcies.
Yes, you can typically add non-family members to your health insurance policy, such as domestic partners or dependents, depending on the specific policy and regulations of the insurance provider.
Yes, you may be able to add your friend to your health insurance policy as a dependent if your insurance provider allows it and your friend meets the eligibility criteria.