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What else can I help you with?
Can you get a life insurance policy if you have terminal cancer?
yez
Can a health rider on a life insurance policy have different maturity dates?
Although "health rider" is not really a term of art in the US life insurance market, in other places it refers to something like a critical illness policy that is annexed to a life insurance policy. If the insured becomes ill or injured from a cause covered by the rider, the rider may allow the insured access to the life insurance proceeds to assist in the payment of medical expenses as they accrue. A rider of any sort usually is for the same duration as the policy. Therefore, as long as premiums are paid for the policy (and for the rider if it requires an additional premium), and the coverages began at the same time, they should be coterminous. Keep in mind, though, that the terms and conditions of the insurance contract always prevail.
What is a ce rider in life insurance?
The term refers to a "coverage extension rider". It is sometimes available in "first to die" insurance arrangements, such as when a single policy covers a husband and wife. It will provide that if both the policy and the rider are in force until the maturity date of the policy (usually at age 100), the policy proceeds will be paid at the death of the younger insured.
What are the 3 elements to a universal life insurance policy?
company expense cash value death benefit
Can life insurance drop you if you are diagnosed with cancer?
Yes, life insurance companies can drop you if you are diagnosed with cancer, depending on the terms of your policy and the specific circumstances. It is important to review your policy and consult with your insurance provider for more information.
Is there a rider available for a universal life insurance policy?
Yes, which one do you want? Why did you not ask your agent? There is a WP (Waiver of premium) rider AD&D rider A GPO rider... it all depends on what company it is as to what riders are available and how good they are. 4lifeguild
Will life insurance pay off early if the insured is diagnosed with a terminal disease?
Yes, if you have the Accelerated Death Benefit rider on the policy. Usually this rider is added automatically at no additional cost to your policy, so please check your policy details or insurance agent/company for details.
What is the life of Prepaid Expense?
Life of the expense
What is life insurance spouse rider beneficiary?
Life insurance policies are extremely flexible. For instance if you have a policy on someone there can also be added to this policy a rider to provide term life insurance to cover the spouse and children if desired. Putting this all on one policy saves some money by having only one policy fee instead of several. The term riders would have a designated beneficiary just like the primary policy on the other spouse. Usually they would be each other but they don't have to be.
How do you find out if a Cancer Policy from the Life and Casualty Insurance Company of Tennessee has any value?
I doubt that there's any cash value to the policy. Call the company and ask, or read the policy. The value is in the payments if G-d forbid you were to get cancer.
Is term life insurance spouse rider policy valid after divorce?
It would be valid only after due intimation of divorce and remarriage details to the Insurance Company within the tenure of the policy bond by the policy holder.
What type of insurance replaces income if you a long illness or injury and cannot work?
You would need a whole life or an universal life policy with an income rider, and possibly a long term care insurance policy which would fall under a health insurance policy.
