Insurance has many benefits that can help people greatly in hard times especially in car crashes, injuries, destruction of homes and much more. Insurance is the coverage one may receive when something goes wrong.
I think the wife's insurance is primary.
Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
Yes
It means that whoever states their insurance is Primary, it's really Primary regardless of who is at fault. For example, the subcontractors insurance is usually primary over the GCs insurance. This means that if the sub has a claim and in all reality it's the GC's fault, but the sub listed their insurance as primary, then the subs insurance is paying first no matter what. Primary means just that, the insurance listed is PRIMARY, regardless of fault. www.mac2insure.com
To remain competitive with other employers for good employees.
Put simply, yes, you can buy travel insurance or travel health insurance without primary insurance. That's just as well, as your primary insurance may not cover you (or cover you completely) when you travel overseas.
Yes, you can have two primary beneficiaries for your insurance policy.
In a dual coverage situation, the insurance that pays first is called the primary insurance.
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If you have two insurance policies and one is designated as the primary policy, the primary insurance policy takes precedence over the secondary insurance policy in terms of coverage and payment.
It can be your primary doctor or a doctor that the life insurance company chooses.