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What type of insurance replaces income if you have a long term illness or injury and cannot work?

disability


What type of insurance replaces income if you have a lng-term illness or injury and cannot work?

Disability Insurance is what is referred to as income replacement coverage.


What type of insurance replaces income if you a long illness or injury and cannot work?

You would need a whole life or an universal life policy with an income rider, and possibly a long term care insurance policy which would fall under a health insurance policy.


Can you borrow against your life insurance?

Some "permanent" insurance polices call for this. But term polices cannot. There are some policies that would allow you to benefit while you are alive if you have a terminal illness as well.


Who replaces the president if he cannot serve his term?

Vice President.


What is a terminal illness?

A terminal illness is an illness that cannot be cured and will eventually lead to the death of the host.


Where do you go for treatment in Florida when you have cancer and cannot get health insurance?

You go to a hospital ER and then an advocate from Social Services will help you get Medicaid. There is no reason for anyone to not be treated for an illness in this country.


Is disablitly insurance really worth the money?

Although the chances of become disabled through accident or illness are very low, the burden of the condition can be extremely high, and often people cannot cover their costs. It is up to the individual to decide if there is apparent 'worth' in the insurance.


What kind of life insurance coverage can you get if you are terminally ill?

Well, you definitely cannot do that, but you can seek natural cures and/or second opinions for your illness. Understand that allopathic doctors are trained to treat symptoms, and ignore causes. Best wishes.


I have lost my insurance company documents and cannot remember the name of the company?

I have lost my insurance documents for my vehicle and cannot remember the name of the company how can i find out the insurance company name.


Can you be on someone's insurance even if they don't co sign?

You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.You can be on someone's insurance coverage only if they arrange to place you on it with their agent. You cannot put yourself on someone's insurance.


Is it illegal to not provide health insurance to someone for a prior illness?

Insurance companies have guidelines in place that can legally restrict you from being eligible for their coverage. For instance, depending on the company's guidelines, illnesses such as diabetes, cancer, severe mental illness, and other major illnesses can render a person ineligible. Check with the agent for the specific company to find out if there guidlines will restrict your eligiblity. An agent cannot refuse coverage, but the can tell you that they are not allowed to process your application due to certain illnesses.