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Do emergency medical clinics usually require insurance?

No, emergency medical clinics will usually accept a patient regardless of insurance. However, if you do have health coverage it is your responsibiltiy to present your information.


What does it mean for a patient to have dual insurance coverage?

This refers to the case in which a patient is insured by more than one insurance plan. For example, a Medicare patient is generally covered for 80% of charges for a physician visit. In this case , he or she would usually be responsible for the remaining 20% of charges. However, if he or she has dual insurance coverage and is also covered by a supplemental plan. Medicare plus, this secondary plan would generally pay the amount not covered by the patient's primary insurance plan, Medicare.


What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?

Usually your own insurance.


Can business interruption insurance be purchased by itself?

"Business interruption insurance can be purchased by itself, but for optimal coverage, it is usually used to supplement Property insurance or other types of coverage."


How does insurance coverage work during 3 paycheck months?

During 3 paycheck months, insurance coverage typically remains the same as in other months. The extra paycheck does not usually impact insurance coverage unless specified by the insurance policy or employer.


Is there a deductible on comprehensive coverage auto insurance?

Usually there is a deductible on comprehensive coverage auto insurance. The deductible can range in different amounts usually from 0 to $1000 or even higher if it is a very expense vehicle.


Do you offer missed connection insurance as part of your travel insurance coverage?

No, missed connection insurance is not typically included in standard travel insurance coverage. It is usually offered as an optional add-on or as a separate policy by some insurance providers.


Can you get COBRA coverage for dental only?

No, COBRA coverage is typically only available for medical insurance and does not usually include dental coverage on its own.


When will a person be required to have full coverage insurance?

usually you only need full coverage if you are financing or leasing your vehicle.


What services are usually included with a childcare insurance program?

Services that are usually included with a childcare insurance program include field trip coverage, auto coverage, medical coverage and more. Actual services provided may vary depending on your provider and location.


What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?

Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.


Can your car get reposessed for not having insurance?

Not usually. Most companies will add coverage for the insurance which is usually higher than you will pay at most companies. This is called forced place insurance.