answersLogoWhite

0

Generally, members of a health plan are free to choose the provider that they wish to use when the provider is within the network. Keep in mind that it is the medical provider who/that is furnishing the services--not the network. The network is a separate commercial entity with which the health plan contracts.

Again, generally, an enrollee may go "out of network" in certain cases. This means that the health plan will pay for care despite the fact that the provider is not a member of the network. Often, the insurer will pay an "in-network" rate of reimbursement when there is no provider in the network who can provide the needed services--so the member has no alternative but to go out of network. The health plan will probably also provide that it will pay a lower rate of reimbursement if the member goes out of network by choice--when there is a network provider but the member opts not to use him.her.

User Avatar

Wiki User

12y ago

What else can I help you with?

Related Questions

Do physicians have to have malpractice insurance?

While malpractice insurance is not legally mandated for physicians in all states, it is highly recommended and often required by hospitals and healthcare organizations for credentialing purposes. Having malpractice insurance protects physicians from financial liability in case of lawsuits related to medical negligence or malpractice claims. Additionally, some states have specific regulations regarding malpractice coverage for certain specialties, making it essential for physicians to understand the requirements in their practice area.


What does in network mean for health insurance?

A healthcare network is typically the group of physicians, hospitals and other healthcare providers that have contracted with one or more health insurance companies to provide healthcare services to the insurers' subscribers at agreed upon pricing. Generally there are economic incentives, such as lower deductibles, in the insurers' subscriber agreements designed to encourage patients to use "network" (contracted) providers. Sometimes the network has "gatekeeper" primary care providers, who manage access to the network. In some cases no benefits are paid outside of the network.


Where can one get health screening in Boston?

There are many hospitals and general physicians in the city of Boston where health screenings are provided. It would all depend on which type of insurance you have and which facility accepted it.


Form of health insurance provides comprehensive prepaid health services to enrollees for a fixed period of time?

health maintenance organization


When a primary insurance payer pays 0 on a 1000 bill and a secondary pays 700 with a 700 contracted amount do you have to pay the difference 300?

With out a doubt...yes. Unless your dentist is a contracted provider through your insurance company, in that case they might have to adjust your account to what the contracted (allowed) fee is per the insurance company. If they are not a contracted provider they don't have to adjust one dime!


Do most Hospitals accept Blue Cross Blue Shield insurance?

Most hospitals do accept Blue Cross Blue Shield insurance. Blue Cross Blue Shield insurance is known by hospitals all around the world.


How to cancel insurance and enroll on spouses plan?

There may be issues with Open Enrollment See the rules about late enrollees You might qualify for Special Enrollment


Do physicians have to have hospital privileges to be a participating provider?

Yes, physicians must have privileges at a hospital in order to participate in an insurance. If they do not have those privileges, the insurance company will not pay for care.


How does physicians mutual rate as a medicare supplement insurance?

Physicians Mutual Insurance Company has an A+ rating from Weiss Ratings and is in an elite group of six life and health insurance companies representing the top 1% of the industry.


What are bupa hospitals?

Bupa hospitals are hospitals that offers health care services, healthcare insurance and the like. They are private and or non-governemnt owned hospitals.


How many employees does the Physicians Mutual Insurance Company have?

Physicians Mutual is an Omaha-based insurance company with more than 900 employees and nearly 1,000 agents nationwide.


How many employees does Physicians Mutual Insurance Company have?

Physicians Mutual is an Omaha-based insurance company with more than 900 employees and nearly 1,000 agents nationwide.