In my opinion, a person with no pre existing disease history and having sound health, should be a logical condidate for health insurance who should be welcomed with both hands by the insurers.
Anyone who owns a vehicle.
The have the property to protect.
The logical candidate to purchase insurance is typically an individual or entity that has significant assets, liabilities, or potential risks that could lead to financial loss. This includes homeowners seeking property coverage, businesses needing liability protection, or individuals looking for health or life insurance. The decision often depends on the specific risks they face and their financial situation. Ultimately, anyone wanting to mitigate risk and safeguard their financial well-being would be a suitable candidate.
A hernia should not prevent you from getting coverage in most states but they will generally exclude it as a pre-existing condition for 12 months. Talk to a local healh insurance specialist.
Point of service healh insurance plans benifet flexibility most of all for doctors outside a network. As a result, the downfall is you pay more in risk liability.
People who need it!
They would pay up to the limit of the Medical Expeses coverage for medical bills only. This coverage reimburses you for expenses that your personal healh insurance does not cover, i.e, deductible, co-pays.
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The advantage is leaving your family with piece of mind. The ideal candidate is someone over the age of 40