Why would you go the emergency room for the delivery of a baby?
I need a little more information. What kind of insurance and what kind of pre-existing condition?
A pre-existing condition is a health issue or medical condition that a person has before getting health insurance coverage.
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
Having a pre-existing condition can be tricky, when looking for health insurance. If you are unable to work, I would first contact the Social Security office and see if you qualify for Medicaid insurance or Medicare insurance. Each company is going to be different, so you will need to ask each company to see if the pre-existing condition will be a problem.
Yes. It may invalidate your insurance if you do not
A pre existing limitation is a medical condition that prevents you from receiving health benefits or insurance benefits. Insurance companies consider this before granting insurance or benefits.
Usually people do not benefit from having a pre-existing condition. Insurance companies use this to deny benefits to those applying. Not sure how this would be good.
Just like any other condition. It is pre-existing if it was diagnosed prior to applying for the insurance.
If you try to get health insurance and you have cancer, it is considered a preexisting condition.
pre-existing
If it's considered a "pre-existing condition" the insurance won't pay for it.
With the passage of the Affordable Care Act, "pre-existing conditions" are no longer a barrier in health insurance.