they eat insects for us human beings
No.
Ladybird's favorite food is Aphid (greenfly/blackfly) which attack plants. Ladybirds are a beneficial insect and gardners and Horticulturalists encourage them.
microsporium is a terrible fungi that is harmful to human beings
Helpful, without it you could not digest your food.
No, Cobalamin (B12) is a vitamin necessary to the human body.
may be it can killed by humans
No.
Visible light and infrared radiation are two types of solar radiation that are not harmful to human beings. They are part of the electromagnetic spectrum and are essential for processes such as photosynthesis and vision.
IT;S does not matter the gene which are used to kill insects if it is caused to death of insects so why in human it;s also survive in human body long time i think so it may be harmful.
Well when insects give birth they give birth to hundreds of offspring unlike humans
some harmful radiations reach to earth and can damage skin of human beings and plants