lovebugs http://en.wikipedia.org/wiki/Lovebugs
The sand fly is an insect that matches this description. It is black with a red abdomen and nests in the ground.
Certain types of flies have a clear transparent abdomen. They also have clear wings and black spots on the body.
Firstly its an insect. It is generally larger (about double the size) of a normal bee. They have a banded yellow and black abdomen.
There are several types of butterflies that have a black head and wings. Some of them also have a white abdomen and red bottom.
Usually if you see them, they're young Queen Ants doing their "nuptial flight"
Japanese hornets are about the same size as wood hornets. They also have black and orange horizontal stripes on the abdomen and thorax.
A black bug with 6 legs and antenna is likely an insect. Insects are characterized by having three body segments (head, thorax, and abdomen), six legs, and usually one or two pairs of antenna. The color black is a common coloration for many insect species.
The distinguishing feature of a red spider with a black abdomen is the contrast between the red body and the black abdomen.
This could be a variety of fire ant. Some Fire ants have furry bodies that are black for the most part with a bright orange section at the rear.
Some characteristics of ants are that they are social insects, and that they come in shades of black, brown, or red. Another characteristic is that they have bodies that are divided into three sections.
The insect with black and orange stripes is commonly known as a wasp.
I think you're looking at a Hobo spider