A consumer agent is a person, place or thing that helps a buyer make educated decisions in purchasing.
(i) Producer --> Agent --> Wholesaler --> Retailer --> Consumer (ii) Producer --> Wholesaler --> Retailer --> Consumer (iii) Producer --> Agent --> Consumer (iv) Producer --> Wholesaler --> Consumer and (v) Producer --> Retailer --> Consumer
What is the role of Internet agent and explain the Role of consumer goals on the Internet ?
A consumer agent is a person, place or thing that helps a buyer make educated decisions in purchasing.
Insurance agents can serve lots of roles, but in it's simplest form, an insurance agent is the "bridge" between a consumer and an insurance company. Agents, if they are independent agents, can help a consumer compare multiple choices and choose a plan that best suits their needs. Also, an agent can provide policy service (claims, etc.) for a consumer so that a consumer has a more personalized representative with the company.
The advantages are obvious to the consumer. They do not need to hassle with an agent who is trying to make their comission and the consumer can tailer make the policy as they see fit.
Hemas, Hayleys Consumer (who are the agent of P&G) and Reckitt & Benckisser.
The amount of the commission the agent makes is no concern as to the cost of the insurance to the consumer. There is no effect whatsoever. Likewise, there is no saving to the consumer whether he buy from an agent, broker or off the internet. The only thing you give up from one to the other is expertise and options. The broker having the most options and often the most experience which may save the consumer the most money. Regarding commissions, it varies from company to company. Captive agents make a lower percentage than do brokers. It can range from approx 40% to over 100%.
Producer Hope it helps 😊
Having a travel agent help to buy a Puerto Vallarta package will make it easier to book a vacation. Travel agents can get the best deals that may not be possible for the consumer.
There are several options for agents' compensation - In my experience, the insurance carrier saves a great deal of money by offering their products thru agencies (ie. employees, bldgs, phones, etc...). An agent benefits the consumer by representing several companies, so that he/she may choose the best coverage for the best price for the consumer. The agent is paid by the carrier, usually a percentage of the policy premium. The cost is generally not passed on to the consumer because the carrier has saved on hard costs as described above. There are also sometimes 'bonuses' based on the amount of business an agency has placed with a certain company.
Desenex(R) is an antifungal agent made by Novartis Consumer Health,a division of Swiss pharmaceutical titan Novartis.
Valid comparisons of insurance policies is best found by personally meeting with an insurance agent. The insurance agent is most knowledgeable in different policies and can tailor the policies for the specific needs of the consumer.