Generally, yes. But on occassions, the short term rate becomes "sticky" and the longer term rates become more volatile. In addition, volatility is usually measured as a relativity to the rate itself. So when rates are low they "appear" more volatile. As an example, if rates are 0.10$, then a move to 0.11% is a 10% move, while the same absolute move (0.01%) when rates are 10% is only at 0.1% move.
Interest rates can be volatile due to various factors such as economic conditions, inflation rates, central bank policies, and market expectations. Short-term rates are more sensitive to immediate changes in these factors, while long-term rates are influenced by expectations of future economic conditions and inflation.
short- and long-term interest rates usually move in the same direction. Yield curve is often upward, so, long-term interest rates are usually higher than short-term interest rates. short-term interest rates are often more fluctuating than long-term rates.
Macroeconomics Question: What would happen to real short term interest rates if the Fed kept short term market interest rates at zero and deflation occurred and was expected to continue?
long-term rates higher than short-term
It is true that in some cases during periods of tight money long term rates can be higher then short-term rates. Less interest can be gotten when there is when there is income coming in.
Short-term CD rates are higher than long-term rates because banks and financial institutions typically offer higher interest rates for shorter-term deposits to attract customers and have more flexibility in adjusting rates based on market conditions.
Long-term CD rates are lower compared to short-term CD rates because there is more uncertainty and risk associated with locking in a fixed interest rate for a longer period of time. Lenders offer higher rates for short-term CDs to attract customers and compete in the market, while long-term CDs offer lower rates to compensate for the potential changes in the economy and interest rates over time.
The current short-term CD interest rates vary depending on the bank and the term length, but generally range from around 0.1 to 0.5.
RAM is volatile storage, short-term storage or working memory. As opposed to a hard-drive which is non-volatile, long term storage or a mass-storage medium.
expectations hypothesis
Some disadvantages of short term loans include - fees and high interest rates, as well as a short term borrowing period.