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That ability varies from state to state. You need to check your particular state laws.

That ability varies from state to state. You need to check your particular state laws.

That ability varies from state to state. You need to check your particular state laws.

That ability varies from state to state. You need to check your particular state laws.

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13y ago

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If your home has a Declaration of Homestead on title does this protect your home from a lien on your home?

Laws vary widely state to state. In UT, for example, you can record a "Declaration of Homestead" and $20,000 of your equity will be protected ($40,000 if you are married). Something like 29 states have homestead laws.


Do you need a Declaration of Homestead if you rent?

No--a Declaration of Homestead is for homeowners only.


What is the difference between Homestead Exemption and Homestead Declaration?

In some states, the homestead exemption is automatic -- that is, if you live in your house, then the homestead law applies automatically. In other states, you must file a "Homestead Declaration" in order to put potential creditors on notice that the house is your primary residence. If you file the Homestead Declaration, then you are entitled to the protections of the homestead law. If you don't file the Homestead Declaration, then you're not.


Where can you find out about Homestead Declaration for Vermont?

The best site to find answers to Homestead Declaration for Washington is at www.HomesteadUS.com The best site to find answers to Homestead Declaration for Washington is at www.HomesteadUS.com The best site to find answers to Homestead Declaration for Washington is at www.HomesteadUS.com The best site to find answers to Homestead Declaration for Washington is at www.HomesteadUS.com The best site to find answers to Homestead Declaration for Washington is at www.HomesteadUS.com The best site to find answers to Homestead Declaration for Washington is at www.HomesteadUS.com


Where can you find out about Homestead Declaration for Utah?

The best site to find answers to Homestead Declaration for Utah is at www.HomesteadUS.com


Where can you find out about Homestead Declaration for Minnesota?

The best place for answers as well to download the Minnesota Homestead Declaration form is at www.HomesteadUS.com


Where can you find out about Homestead Declaration for New Mexico?

The best site to find answers to Homestead Declaration for New Mexico is at www.HomesteadUS.com


Where can you find out about Homestead Declaration for Wisconsin?

The best all around place for answers as well to download the Wisconsin Homestead Declaration form is at www.HomesteadUS.com


What is a homestead declaration?

A homestead law protects homeowners from losing their homes to creditors. Homestead laws vary widely among different states. In Florida and Texas, the homestead laws prevent anyone (except mortgage lenders) from foreclosing on a homeowner's primary residence. In New York, the homestead law permits creditors to foreclose on a homeowner's home, but the homeowner is entitled to keep the first $50,000. In Massachusetts, the homeowner gets to keep the first $500,000 - which means, as a practical matter, no one is going to foreclose on a home worth $499,000 or less in order to collect a debt. In some states, the homestead exemption is automatic -- that is, if you live in your house, then the homestead law applies automatically. In other states, you must file a "Homestead Declaration" in order to put potential creditors on notice that the house is your primary residence. If you file the Homestead Declaration, then you are entitled to the protections of the homestead law. If you don't file the Homestead Declaration, then you're not. You can get a lot of valuable info on this subject at www.homesteadus.com


Where can you find out about Homestead Declaration for Connecticut?

The best all around place for answers as well to download the Homestead Declaration form for 46 states is at www.HomesteadUS.com


Where can you find out about Homestead Declaration for Maine?

The best all around place for answers as well to download the Homestead Declaration form for 46 states is at www.HomesteadUS.com


Where can you find out about Homestead Declaration for Missouri?

The best all around place for answers as well to download the Homestead Declaration form for 46 states is at www.HomesteadUS.com