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A notoray only AFFIRMS that the person signing something is actually the one that signed it. They really have no legal authority, and generally, no legal knowlege what so ever. Bankruptcy is a formal legal process, filed in the appropriate Federal Court...like any legal matter, a person can represnt themself....but an attorney is really required to get the best result and because like all these legal things, exactly what has to be done when and how is vitally important.

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16y ago

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