Who owns the car, the co or the person?
You can get company vehicle insurance at www.iaai.com.
the company would need to contact NJ MVC & request a corp code which is # similar to a driver license # but it is for your company instead of an individual person. after you get the corp code you can register your vehicle(s) in the company name, providing you have it insured 1st
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
Yes, it is possible to insure an individual and not just a vehicle.
The hire company will insist on some form of insurance.
A car must be insured by a company authorized to write policies in the state where the owner or primary operator resides.
Call the insurance company that the owner uses and ask them if it was insured. If you aren't sure what insurance company was used, DMV records should say whether the vehicle was insured or not.
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
The Owners Vehicle Policy offers primary first pay coverage. Any policy carried by the driver would invoke as secondary coverage.
Code 999 is typically a self-insured vehicle
by asking the owner of the vehicle.