I believe new bankruptcy law exempts all retirement from being touch during bankruptcy so it should be safe
Yes, you can file a Bankruptcy if you have a retirement account. Most retirement accounts are not considered to be part of the bankruptcy state, and are out of the creditors' reach. This includes traditional 401(ks), IRAs, government retirement accounts such as CalSTRS and more.
only if it's on a joint acct she can't touch your personnal acct
Retirement funds are exempt, but if you take them out of a qualified retirement plan and put them into a regular account, they are no longer exempt. Get some good advice from an experienced bankruptcy lawyer before you do anything.
No, retirement accounrts (ERISA qualified) are protected from seizure.
Yes
yes
In general, retirement pensions and Social Security benefits are protected from most types of garnishment. However, if you owe certain types of debt, such as federal taxes or child support, there are circumstances where these benefits could be garnished. It is important to consult with a legal professional to understand your specific situation and rights.
Only if they are in a qualified retirement plan, like an IRA.
who handkes 770 acct
If a company manages its own retiements system, the funds of the system are lost if the company declares bankruptcy. In the United States there is a system for insuring retirement systems, but the payout to individuals is generally much less through insurance than would have been provided by the retirement system itself. If a company has its employees contribute to a retirement system managed by a third-party provider, those employees who are vested in their accounts may not loose them if the employer declares bankruptcy.
They can't touch you for anything that was discharged.