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Hello,

If it is past SOL (Statute of Limitation), then they cannot take legal action against you.

Make sure to count the years correctly, The clock starts ticking when you make the last payment. The clock reset if you make a single payment during years.

For Example:

If you debt in 2004, never paid them......... but in 2006 you paid them $200, just to get them off your back.

If this is the case, then the clock resets and you SOL time would be counted from 2006.

I hope that is not the case with you. :)

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16y ago

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