The answer - for the time being - is going to depend on where you live and what kind of health insurance you have. It is possible that your health insurance company was within its rights to cancel a dependent child's health insurance at age 18 in these circumstances.
However, one of the provisions of health reform which will become effective this year would allow children and young adults to retain health insurance coverage under their parents' health insurance plan until age 26. This isn't scheduled to take effect until September 23, 2010, but you should talk to your health insurance company to find out precisely when you may be able to re-enroll your son or daughter. Some insurers are now allowing earlier enrollments, while in other cases you may be required to wait until the next open-enrollment period following September 23, 2010.
United KingdomIn England, insurance is not associated with how much maintainance is required for the child. Our healthcare is covered by the goverment so private insurance is not required.United StatesYes. Each state has child support guidelines. Generally, health insurance and who provides it is figured into the formula that provides the amount the non-custodial parent must pay in child support. They would generally get a credit toward the amount they must pay but providing health insurance would not cancel out child support altogether. Check your state guidelines.
They can certainly cancel the insurance. However, they are still responsible for their child and their actions, including medical bills and accidents.
You can cancel one plan and move to another during open enrollment each year. If you have a Life Event, such as marriage, death, birth of a child or ending of COBRA, you should be able to make changes, including moving to another insurance or to add/remove a person.
Do you have a child that is going away to college or is currently a student at a university? If so, your child may no longer be covered under your health insurance policy. Check with your provider when your child turns 18 to see if your child is still covered under your health insurance plan, as many health care providers consider the age of 18 as an adult. If you need to purchase health care coverage for your child, ask the college if they offer student health insurance. Most colleges offer insurance to students at a very reasonable rate.
If the title is in the child's name, the child is the legal owner and the parent cannot take the car, regardless of who pays the insurance.
Information on good child health insurance can be found at two of the most popular insurance providers: Medicare and Medicaid. Both offer full health coverage for children as well as answer any questions about such coverage.
If you are capable of providing health insurance for your child and the other parent can not for what ever reason then yes, you can be required to provide coverage. Child support is supposed to be support to cover the expenses for the child divided between the parents. Clearly the child needs a health insurance. The cost can be a part of the child support or be added. Both parents have a obligation to make sure the child can get care. Usually child support only covers a smaller part of what a child's expenses are, not 50/50. Each state has child support guidelines that take health insurance costs into consideration.
No. Health insurance reform does not deal with child support.
Health insurance coverage for a dependent child's pregnancy varies by plan and provider. Generally, many health insurance plans do cover prenatal care, labor, delivery, and postpartum care for dependent children, but specific benefits may differ. It's important for families to review their insurance policy or consult their provider to understand the extent of coverage and any potential out-of-pocket costs. Additionally, some states have laws that mandate coverage for maternity care, which can also influence the level of benefits available.
Where you can purchase medical insurance for a child depends on where you are located. For example, You can purchase medical insurance for a child from providers such as CHPlus and Family Health Plus in New York.
Joseph A Cislowski has written: 'Health care for children' -- subject(s): Child health services, Health Insurance, Insurance, Health, Medically uninsured persons
To prove that the birth of a child is a qualifying event for a change in health insurance coverage, you typically need to provide a copy of the child's birth certificate.