Yes, if you meet the requirements for a c. 13 (be a person, have less than the current maximum debt limit for a c. 13, income enough to pay for the plan).
You can file either Chapter 7 or Chapter 13 as a homeowner. If you are trying to save the home from foreclosure, then Chapter 13 would be the proper chapter.
In a chapter 7, with a no-asset notice, no claim can be filed. In a chapter 13, all creditors should file a proof of claim within the time period provided.
You should file a claim in his/her Chapter 13 case; you may or may not get your money back. If you don't file a claim, you're out of luck; he/she is protected by the automatic stay while in Chapter 13, and by the discharge afterwards. (If you think it's fraud, consult an attorney.)
Yes. That is probably one of the times this would be the correct Chapter to use.
This is not a question. If your question is, "What happens when the trustee moves the Court to declare a secured claim withdrawn," then one should object, particularly if the secured creditor still has a claim. If this is chapter 7, a secured creditor has no claim except on its collateral. In chapter 13, fight for your claim.
Yes. this is a common scenario as most people cannot meet the strict budgeting demands of a chapter 13 bankruptcy and switching is allowed automatically to a chapter 7 (one time limit).
A judge or court may sometimes expunge a claim in bankruptcy court. This means that the claim is erased, as if it never happened.
One files a chapter 13 to claim bankruptcy. A chapter 13 allows a person who is severely in debt to be able to pay off their debts over a period of years without resulting in foreclosure or seizure of property.
no. you are being reimbursed for your loss.
If i go out of town and live the water running from the sink would mu homeowners cover the claim
Yes
Depending on the type of claim, you should be able to acquire replacement coverage even with the claim being open. The claim payee will be determined by when the claim happened.