you can add a creditor any time just make sure you didn't make that bill in bankruptcy the courts can dismis your case if you did make another bill in bankruptcy. talk to your lawer some times they charge a fee to add a bill.
If your Chapter 13 was dismissed, meaning you did not complete your Plan, then you are essentially right back where you started before you filed for bankruptcy. The creditors can pursue you for the debts without any legal ramifications.
Bankruptcy
insolvency Bankruptcy
One option to avoid filing bankruptcy is to simply do nothing. If one has no income and no assets, they are considered "judgement proof" and typically creditors will not file legal action against them as there is nothing for the creditors to recover. Other alternatives include informal or formal negotiations with one's creditors, consolidating debt, or restructuring debt (essentially refinancing the original loan).
One option to avoid filing bankruptcy is to simply do nothing. If one has no income and no assets, they are considered "judgement proof" and typically creditors will not file legal action against them as there is nothing for the creditors to recover. Other alternatives include informal or formal negotiations with one's creditors, consolidating debt, or restructuring debt (essentially refinancing the original loan).
It is a legal process that one uses to protect themselves from creditors, while a court and trustee use their power to resolve, frequently by discharging, the obligation to creditors.
You no longer have the protection of the Court or the BK laws, and creditors may oursue collection every legal way.
When considering filing for bankruptcy, a company should first assess its financial situation and explore other options such as restructuring or negotiating with creditors. It should then consult with legal and financial advisors to understand the implications of bankruptcy and determine the best course of action. Finally, the company should carefully prepare and file the necessary paperwork with the bankruptcy court.
When an individual files for bankruptcy, he/she must list down all the creditors and debts that they have. If the bankruptcy has already been filed and the individual has incurred new debt but has not yet been discharged by bankruptcy, that new debt is not included in the bankruptcy discharge. For an official opinion, it is advised you seek legal counsel. It is really important to seek legal advice from the expert about filing for bankruptcy.
Yes, you can be sued while in Chapter 13 bankruptcy. However, the automatic stay that is triggered when you file for bankruptcy generally prevents most creditors from pursuing legal action against you for debts included in the bankruptcy. If a creditor attempts to sue you during this time, you can inform the court of your bankruptcy status, which may stop the lawsuit. It's important to consult with your bankruptcy attorney for specific guidance related to your situation.
Many local papers run Bankruptcy sections in their Sunday editions. This is a service they offer to prospective creditors of those filing BK. As bankruptcy is a matter of public record, it is perfectly legal.
filing bankruptcy is a powerful legal way for the people who are in a very worst financial conditions.It gives them the relief from the creditors harassment.its also provide the advantages like stop foreclosure and automatic stay.