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These debts can be a bit touchy...the problem is, a debt incurred within a few months of BK can't be included for discharge...and the way pay day loans are generally made, they actually are re-written every few weeks, so they are always new!

On the other hand, many courts look past that (especially as they may already have collected a large amount of the loan), and will allow them. It just sort of depends. Certainly, like most things, they should be more acceptable as part of a C 13 than a C7.

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