It has to be included...not an option...everything you own and everything you owe has to be included. No picking and chosing.
Yes.
I think answer is File Compression
What is Legal to file Chapter 13 on ?
WinZip
File compression
Any time the Federal Bankruptcy courts are open...which is basically any business day.Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
WinZip
You can file a chapter 13 bk, but NOT another chapter 7.
Under the bankruptcy law effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
You can file bankruptcy again 7 years after the last time you filed.
File Manager
File Compression