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You're better off trying to work something out with the finance company. See, the thing of it is, it's not actually your car - it's the lienholders, and you entered a legal binding contract in which ownership of the car will be transferred to you once the lienholder's requirements are satisfied. Yes, they have every legal right to take that car back when you become delinquent on your payments, and you are preventing them from taking back property which is legally theirs. Yes, there can be legal and civil repercussions for that.The good news is that the lienholder would rather get the money than take the car back, but it's on you to contact them and work something out.

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9y ago

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