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All things must be included. All assets, all liabilities. It's how they are handled that differs.

The thing is, debt incurred within the last 30 days (and as I'm writing it I think it may be even more), isn't dischargeable. And they way Payday type loans are written, they actually become new every 30 days, or pay period or such. that's how they get those super huge fee's and interest. They are considered an abusive form of lending and many States are looking to ban them. And also because of that, some courts look the other way and simply allow them to be part of dischargeable debt.

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13y ago

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