You MAY be able to stop your BK..but if you actually mean, can you just not pay your debts and legal obligations without serious conseqeunces to you - presumably you don't want to and feel you have other things much more important...NO..that is what BK is doing for you.
I'm sorry...but good lord the idea is offensive...PAY YOUR DEBTS...LIVE WITHIN YOUR MEANS..... BK (which is what YOU requested and an agreement YOU made to live by) IS ALREADY FORCING OTHER PEOPLE TO PAY FOR YOU (your payment plan is only for a SMALL portion of what you owe)... ISN'T THAT ENOUGH?
yes, if i can
Typically a Chapter 13 bankruptcy will require you to enter into a payment plan with the IRS, and interest will be frozen as of the date that you file your bankruptcy petition.
The moment you propose your payment plan.
no
When it pertains to a chapter 13, the trustee receives the payment amount stipulated in the approved BK, and disburses the funds in accordance to debt priority. Chapter 13's are more expensive than "7's" because of the additional work involved in the payment and accounting of debts.
If you mean, can they be included in a chapter 13, the answer is, they must be. If you mean, can you file a chapter 13 because of garnishments and secured loan payment arrears, yes, that's what chapter 13 is for.
There is no real "punishment"for not meeting the obligations of chapter 13 (which are usually pretty strict repayment plans). The negative side effect is that filing for bankruptcy will be on your credit report and your payment obligations will be due in full (rather than the reduced payment plans established by chapter 13) which can be very difficult.
chapter 13
Generally you should not have to because a chapter 13 protects your assets through the payment plan you filed with the court.
Many people struggle with keeping up with the strict payment plans that go along with the chapter 13 bankruptcy. Typically when you cannot keep up with your payments you should talk to the court and also consider the possibility of switching to Chapter 7.
Money for your plan payment, tax refunds.
You can't really get in trouble for quitting your job. You will still have to make your payments whether you have a job or not. You may have to reconfigure your Chapter 13 payment plan.