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Usually not, unless you can prove your injury did not happen at work and having it listed as such was an error (made by someone other than you).
I know being injured is the worst, dealing with people who want to give their 2 cents worth about your medical care is the pits, but if you have to be injured there are worse things than WC. Not suggesting you (or anyone) should take advantage - just think you should know what you are entitled to. Because WC only pays for these things if you know they are supposed to. (Check out what the particulars are for the state you live in.)
Assuming an injury occurred at/or was caused by - work
+ WC vs STD the benefits to WC :
+ WC payments do not have to be claimed on your taxes - (STD is taxed)
+ Receive WC and state benefits if you are taking a hit on take home pay - the amount you receive by WC subtracted from what you are entitled to on STD - STD makes up the difference.
+Your ability to see a doctor is guaranteed: If you don't like the doctor WC sends you to, you
have the right to a second opinion and after 30 days the right to see a doctor of your choice.
+WC pays for many services that most standard insurances won't (like acupuncture - massage - psych care - without deductibles or arbitrary limits - hospital care 100%)
+WC doesn't stop paying after x amount of time just because x amount of time passed.
+WC pays pharmacy - including OTC - if your doc orders it.
+WC pays for other services or equipment (durable medical) that STD won't cover.
+WC pays gas mileage.
+WC will retrain you if you are unable to return to U&C employment.
What else can I help you with?
Can you collect workman comp and short term disability in louisiana?
sure
Who can help when short term disability stops paying claim?
you can either find a disability attorney to assist you or call and file an appeal claim directly with the short term disability. Is this for Workmen's comp or a federal disability like SSDI or with a insurance company like Aflac?
If you have been denied Workmans comp and your short term disability benefits can you file for unemployment in Kentucky?
Because Workers Comp and disability are health issues, you can file for unemployment, but you have to qualify for them under Kentucky's laws like everyone else.
If workers' comp denies your claim and you are restricted physicially can you apply for short-term disability once your wc claim is denied?
I don't see why not.
Do you have to report long term disability checks to workmans comp?
what earnings must i report to workmans comp
Do you have to file state disability first to get short term disability?
yes you do have to file state disability in order to get short term disability.
Can short term disability run concurrently with worker comp?
Most likley not. Workers compensation is for on the job accidents and sickness. Short term disability is for off the job medical events. Some policies offer a rider for on the job accidents. Check your policy to see if you purchased this rider.
Does Alabama offer short term disability to pregnant women who are on FMLA and doesn't have short term disability through their job?
Alabama does not have state short term disability. Many private short term disability programs are employee paid, meaning there are no direct costs for your employer to allow you the option.
Where to go to find out about short term disability?
An independent insurance agent expert in disability insurance can help with short-term disability or long-term disability.Look for a disabilitycenter on Google.
If a worker is injured at home and cannot return to work for several weeks is that worker entitiled to Workmen's Comp?
no, workmens comp is for time lost due to injuries at work This would be a short term disability claim if you employer offers STD.
Does Alabama have short term disability?
Alabama does not have state short term disability. You have to buy a private group or indivdual plan.
How do you apply for Short term disability in Texas after delivery?
Texas does not have a state mandated short term disability insurance program. In order to qualify for benefits, you must apply for supplemental short term disability before you conceive.
