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Can your chapter 7 be dismissed if you were late on payment but now are paid in full?
Yes it can, but since you've gottemn back in compliance, it would be very unusual.
That said, BK is not just to give you another chance to make up for your prior failings, but for you to understand that not paying as agreed...which is when others are counting on you, not performing on your promises, for whatever reason, is totally unacceptable. To continue to expect others to continue to protect you from the consequences of it will wear out soon.
What else can I help you with?
Can a title pledge lender refuse to take a payment?
If the payment is late or not in full, then yes. If the payment is on time and in full, then no.
In New Jersey can the mortgage company demand full payment if you become late or past due after chapter 7 bankruptcy?
Yes...AFTER BK provides NO protection or change in you obligation
What happens if you are late on chapter 13 payments in the state of Georgia?
If you are late on a chapter 13 payment you are at risk of having your case dsmissed. Please try to make payments on time and make payments up if you missed any due to a miscommunication.
If a creditor accepts a parcel payment can they report it late the credit agencies?
Yes, it is considered late because you didn't pay the full amount due. Plus, they can add late fees on as well.
Can you be evicted if you are late with the full amount of rent but r making payments?
Vague, confusing question. If the LL accepts a late partial payment, he can still sue the tenant for non payment. UNLESS he writes new contract stating he will not do so.
Where can you refinance if you had a chapter 13 that was dismissed and have your late mother's debt on your credit report causing liens on your house?
There are many lenders including FHA that you can do a refinance through after or even during a chapter 13. With FHA from the time the chapter 13 is intituted the owner of the property must make on time payments for one year. During the chapter 13 the new loan amount must equal the present payment. As for your mothers debt if the home is liened they must be payed off at closing unless you can go to court and prove the creditors had no right to lien the property. A very expensive and time consuming proposition.
If a Chapter 7 is dismissed can the finance companies go back and add late fees and finance charges?
If the court dismissed your Chapter 7 bankruptcy, it has the same effect as if the case had never been filed. The creditor is free to all interest and penalties allow under the contract or by law. And to be clear, even in BK they have the right to claim these (presuming they were in the loan agreement)....and normally do. They may receive a lower priority, and the Courts tend to discharge late/penalty items as a matter of course, and allow only limited interest...basically giving the debtor a substantial break...one you may have lost by doing whatever got your case dismissed.
Can an Auto Ins Company Charge a late fee without your knowledge and only find out when you are 4 days late on a payment?
i am late on payment for auto insurance what can i do.
What happens when a card holder makes a late payment?
It depends on the circumstances. Often, card companies will forgive a 'one-off' late payment. Subsequent lapses will result in a late payment fee - usually an expensive 'mistake' !
What are the consequences of a late payment on my mortgage?
The consequences of a late payment on your mortgage may include late fees, a negative impact on your credit score, and potential risk of foreclosure if payments are consistently late.
What is the maximum amount a contractor can charge for late payment?
The maximum amount a contractor can charge for late payment varies by jurisdiction and contract terms. It is important to review the contract for specific late payment clauses and check local laws for any limitations on late fees.
After a chapter 7 bankruptcy can mortgages report late payments?
Yes, late payments on mortgages can be reported. The chapter 7 discharges all unsecured debts, except for student loans, child support and certain taxes, and any balance due on secured debt after the collateral has been surrendered and sold. If you reaffirmed the mortgage and failed to make payments during or after the chapter 7, that can be reported. Late payments can also be reported. Many states prevent penalties for late payments if the payment is made within a certain number of days, but they can still be reported as late if not made on or before the due date.
