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What else can I help you with?
Can payday loan file criminal charges in Michigan?
No, payday loan companies cannot file criminal charges in Michigan. However, they can pursue other legal remedies, such as civil action, to collect on any outstanding debts. It is important to be aware of your rights and responsibilities when dealing with payday loans in Michigan to avoid potential legal issues.
Can a payday loan company press criminal charges on you?
If you defaulted on a payday loan, that is not a criminal offense. It is a civil matter, just like not making the payments on a credit card. Lenders and collectors are prohibited from making threats to file criminal charges or have you arrested. Payday lenders can be notorious for this, but they are just trying to scare you into paying them. If your state allows payday loans, then they may be able to sue you in court for defaulting on a loan. Some states have made payday lending illegal. Check with your state attorney general or financial regulator to find out about state laws that may affect you. Also check out the Fair Debt Collection Practices Act on the FTC.gov website. This federal law governs collections, and actually entitles you to sue the creditor for violations. You may also want to consult a consumer rights attorney. If you're in Texas, check out Budd Hibbs website about this.
How can I get the quickest payday loan available?
Payday loans are generally operated on a local basis and information may be located on the website or by telephone. Payday loans are controlled by local and state laws in amounts, interest charges and payment options.
You live in Pennsylvania and had a payday loan in 2007 which was supposed to be taken directly from your acct but wasnt due to nsf now a supposed legal company is calling and threatening to press bad?
No legitimate law firm is going to threaten filing charges, because they are smart enough to know they can't. Payday loans are a civil matter. Failing to pay a payday loan is not a criminal offense. Some states have made payday lending illegal. If your state allows payday loans, then you could possibly be sued civilly for defaulting, but that's it. Your attorney generals office or financial regulator could give you more state specific info. Also, the Fair Debt Collection Practices Act (FDCPA) explains what collectors can and cannot do. Threatening criminal charges against you is illegal. It is also illegal for a collector to misrepresent themselves as an attorney or a law firm. Contact a consumer rights attorney in your area.
Where can you learn more about faxless payday loans?
Faxless payday loans are described in detail in the encyclopedia of payday loans. Most payday loan companies, like Cash America and payday express, are happy to provide faxless payday loans, in fact preferring to give their loans in person.
Is there a payday loans website for Christians?
Yes, there are some websites for payday loans for Christians, some examples are: Christian Faith Financial-Christian Payday Loans, Payday Loans Apply and ChristianNet.
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Is it a felony if you banking account closes on a payday loan in Indiana?
It's not even a misdemeanor to default on a payday loan. Payday loans are governed by law as any other loan. They cannot file criminal charges. At most, they can sue you, if your state allows payday lending. Some states have made payday lending illegal. Research the Fair Debt Collection Practices Act (FDCPA). This will tell you what collectors can and cannot do by law.
What companies offer payday loans in the UK?
Many companies offer payday loans in the UK, where there are fewer restrictions on payday loans than in the US. Some of these companies include Speedy Cash, Vallarta Loans, Piggy Payday Loans, Payday Ninja and Quick Quid.
Where and how do you apply for payday loans?
Payday loans can be found at retail stores that specialize in payday loans in most cities. For example, AMSCOT is a financial service company that does payday advances.
Can payday lenders press fraud charges for defauted payday loans?
You can't be charged with fraud on payday loans. They are considered bad debt. There are several payday loans online that are not licensed to lend in certain states. This is a typical threat from the lenders. They think if they threaten criminal prosecution, people will pay their rediculous charges above what you owe. Don't let them intimidate you. Set up a budget and pay what you can toward each one. You can consolidate your payday loans through Town & Country Acceptance. If you register, I will be happy to give you their information. They work very well with the lenders and they don't take any crap off of any of them.
Where can I get a Christian payday loan?
Payday loans in a great opiton for those who are in need and in hard times. Christan Payday loans at www.paydayloanprayer.com an place that offers these loans.
