Yes. As a joint owner of the account you have as much right to the account as the other joint owner.
Yes, you can open another checking account.
No. A checking account can be closed only by the individual who holds the account. He/she needs to visit the bank and sign the account closure form in order to close their bank account. No one else can do that. But, if the account holder has given the legal power of attorney to another individual, he can act as a proxy for the customer and close their bank account.
credit union
A checking account is called a "demand deposit" because it is available for transfer to another individual or company by writing a check or draft.
"cuenta corriente" this is in spanish
depends on bank
A "debit" is a subtraction and "DDA" means checking account. You should contact your bank directly for information about exactly WHY your account was debited, but here are some possible reasons:- You requested a transfer to another account from your checking account, and a DDA debit form was used to complete the transfer- You are overdrafted on another account or owe the bank money and they have recollected their loss by debiting your checking account- You deposited checks and totaled them wrong on the deposit slip, so the bank has made an adjustment to reflect the correct total- You are being charged for another reason, such as a returned check
Emigrant Direct claims to offer a high interest savings account, that they can directly link with your checking account at another bank. They don't personally offer checking accounts themselves.
Chex Systems Bites is a great site for a listing of banks where you can open a checking account with bad credit. They also have information on how the Chex System works and give recommendations on different banks. You can find the website at http://chexsys.tripod.com/goodbanks.html. Many, if not most banks, do not check your credit for a simple checking account. What they do check is if you've defaulted on a checking account at another bank. If another bank has reported you (rightly or wrongly) you will have a hard time getting an account.
If the client has engaged the attorney to defend him he HAS abbrogated to the attorney the right tomake ceertain decisions for him. If you don't like your attorney's handling of the case, fire him and hire another one.
No.
There are many other banks that offer a checking account besides HSBC. Examples would be Barclays, Santander, Lloyds TSB, or RBS. Another example would be Citibank.