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Certainly. All consumer's have the right to know what is contained in their CR. And should make a habit reviewing it at regular intervals. CRA's make mistakes, lots of them.

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10y ago

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If you and your husband have joint credit card accounts why would nothing come up on a credit report using his SS number only under yours?

You would have to get a copy of his credit report from all three bureaus to answer this.


If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?

If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.


Does your credit report show if your married?

If you filled out any applications for credit and said you were married -or- if you have any joint credit with your spouse, it will be on your credit report.


Does your husband no longer have a credit history if he has been unemployed for 10 years even though you have joint credit accounts?

If you have joint accounts that have been open and active in the past 7-10 years, your husband has a credit history. Credit history has nothing to do with the status of his employment.


Is a financial association created on your credit report when two people apply for any type of joint financial account?

Yes, anytime you open a new credit account, even if it is a joint account, it is reported on your credit report either when it is opened or when it is unpaid.


Is it legal for Husband take your credit card from purse?

If it is a joint account. probably not.


Why is my parents' address showing up on my credit report?

Your parents' address may be showing up on your credit report if you have used it as a previous address or if you have a joint account with them. It's important to update your address with the credit bureaus to ensure accuracy on your report.


Does the primary borrower receive any benefit to their credit rating when there is a cosigner on the loan?

This debt will appear on your credit report as a joint debt. It will bare just as much weight on your credit report as if it were in your name alone.


Why are my wifes credit cards on my credit report?

if you are joint or even an authorized user on the accts they will show on your report also---only on hers if individual accts and you are not tied to them in any way


What is a joint loan?

A joint loan is when both individuals are fully responsible for a loan and it will report on both individual's credit bureau. So if both individual don't make a payment or does not pay enough of the monthly payment it will report on both credit bureau files as a late payment.


If your husband is the primary card holder does that give you credit history in a joint account?

Yes, as long as your listed as a "Co-signer" on the account. Credit is not build if you are just an "Authorized User" if this was a credit card account. Lastly, this all assumes that whatever this joint-account is that it reports to credit.


Is the wife responsible if husband is using her credit card for illegal activities?

If they are joint user of the account, yes she is responsible