Certainly. All consumer's have the right to know what is contained in their CR. And should make a habit reviewing it at regular intervals. CRA's make mistakes, lots of them.
You would have to get a copy of his credit report from all three bureaus to answer this.
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
If you filled out any applications for credit and said you were married -or- if you have any joint credit with your spouse, it will be on your credit report.
If you have joint accounts that have been open and active in the past 7-10 years, your husband has a credit history. Credit history has nothing to do with the status of his employment.
Yes, anytime you open a new credit account, even if it is a joint account, it is reported on your credit report either when it is opened or when it is unpaid.
If it is a joint account. probably not.
Your parents' address may be showing up on your credit report if you have used it as a previous address or if you have a joint account with them. It's important to update your address with the credit bureaus to ensure accuracy on your report.
This debt will appear on your credit report as a joint debt. It will bare just as much weight on your credit report as if it were in your name alone.
if you are joint or even an authorized user on the accts they will show on your report also---only on hers if individual accts and you are not tied to them in any way
A joint loan is when both individuals are fully responsible for a loan and it will report on both individual's credit bureau. So if both individual don't make a payment or does not pay enough of the monthly payment it will report on both credit bureau files as a late payment.
Yes, as long as your listed as a "Co-signer" on the account. Credit is not build if you are just an "Authorized User" if this was a credit card account. Lastly, this all assumes that whatever this joint-account is that it reports to credit.
If they are joint user of the account, yes she is responsible