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Do your townhouse neighbor need home insurance for damages from a leak in your home?
Wiki User
∙ 9y ago
Your townhouse neighbor does need home insurance for damages from a leak in your home if the two are connected. Often, flood insurance is separate from standard homeowner's insurance and must be purchased as an add-on or can be purchased in a renter's policy.
Wiki User
∙ 9y ago
Yes, it is generally recommended for townhouse owners to have home insurance. While the specific responsibility for damage from a leak can vary based on the terms of the homeowners association or any shared walls agreement, having insurance can help protect both the owner and neighbors in the event of unexpected damages and liability. It is always best to consult with an insurance professional for personalized advice.
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Can I sue my neighbor for filing fraudulent claim against my home owners insurance?
It is up to the insurance company to seek damages, not you.
Who covers your damages if your Texas neighbor's pit bull bites you and the dog is excluded from neighbor's home owner's insurance?
The neighbor should be held liable for damages caused by anyone or anything that resides upon his property whether or not it is included in the homeowners insurance. You can file a complaint with the local animal control agency in your area.
Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
Will your own home owner's insurance cover your damages if your Texas neighbor's pit bull bit you but neighbor's home owner's excludes dog and neighbor has no assets?
No, Your Home Owners Insurance policy will not invoke. Your neighbors Home Insurance policy will also not cover if the animal exclusion exists on the policy. there will be no coverage forthcoming from your neighbors Home Owners Insurance policy. It has become common practice to exclude damage and injury resulting from ownership of vicious animals from Home Owners Insurance Policies around the country. Your Own Medical Insurance Policy however will invoke and afford coverage for your medical expenses. Other expenses such as loss of income may also be covered by your medical insurance depending on the coverages afforded by that policy.
How do you find your neighbor's insurance company?
All you can do is ask your neighbor. There is no central registry for peoples home insurance policy Alternatively you can sue your neighbor and you will meet the insurance companies attorneys in court.
Who is liable if a person's tree falls on a neighbor's house?
Nobody is "Liable" for an act of nature. It does not matter if it was your tree, your neighbors tree or a tree that blew in from 8 blocks away. Your own homeowners insurance policy will cover your property. If your neighbor sustained damage, Your neighbor's Insurance policy would cover damages to his property. Just notify your home insurer of your loss.
If your neighbor starts a fire that spreads to your yard and causes damage to your home is your neighbor's insurer responsible?
Unless they intentionally started the fire, they are not liable for your damages.
If your neighbor had no insurance when his rotten tree fell on your house?
In general, Nobody is liable for an act of nature. Your homeowners hazard insurance will cover damages to your home. The neighbor would be liable only if your can prove willful negligence on the part of your neighbor. Generally you will never be able to prove such a natural calamity to be any ones possible fault that too documented proof against the party would be hard to produce.
Can landlord use home insurance claim if tenants wreck property?
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
Your house has no insurance some roof tiles brew off and damaged next door can your neughbouor clain on his insurance and who pays?
The next door neighbor can file a claim and it will be covered under wind damage. However, it is more than likely his deductible will be higher than the expense to repair the damaged shingles. A small claims suit would likely go to the neighbor who was damaged. If the offending home had insurance the neighbor could file a liability claim and possibly receive damages.
Does homeowner ins. cover a car burned due to bad electrical?
No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.
Where does Richard Gere Live now?
He is my neighbor in Pound Ridge NY. He also had a townhouse in Manhattan.
