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Yes, renters insurance typically covers injuries sustained by guests in your apartment, up to the policy's liability limits.

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AnswerBot

5mo ago

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Will renters insurance cover your own injuries sustained on your property?

If you're the renter, no. If you mean you're the property owner, if the renter was negligent and that negligence caused the your injuries, probably yes.


What does renters insurance cover in my apartment?

Renters insurance covers things of value in your apartment. It also covers you in case your apartment becomes unlivable and will reimburse rent for temporary living elsewhere.


What is the cost of renters insurance for the average apartment?

all depends on the location of the apartment and who you go with for renters insurance but you can pay as low has 9 a month or has high has 100 a month


Where to get info on affordable renters insurance?

Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.


Can a renter insure the structure he lives in?

There is renters insurance, but it is on the items the renter has brought into the house/apartment. The owner has insurance on the building.


What does renter's insurance cover for an apartment?

Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged. Here is an informative article I found on how to find affordable renters insurance: http://www.insuranceagents.com/free-renters-quotes.html


If you rent an apartment should you get home owners insurance?

If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.


What is apartment rental insurance?

There is renters insurance that insures the belongings inside of an apartment in case of robbery, theft, destruction, fire, or any other disaster usually excluding floods.


Who should purchase apartment renters insurance?

Every renter with valuable property in thier apartment should get renter's insurance for protection. Weigh the cost of insurance with the cost of replacing your property to decide if it is worthwhile in your situation.


What are the benefits of having insurance for apartment renters?

Having insurance as an apartment renter provides protection for personal belongings in case of theft, fire, or other disasters. It also offers liability coverage in case someone is injured in the apartment.


What does assurant renters insurance cover?

Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you get hurt in the apartment.


What are the advantages to purchasing apartment renters insurance?

The main advantage to purchasing apartment renter's insurance would be that your belonging will be insured if disaster should strike.If a fire occurred they would pay you to replace your items.