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Does canceling a cell phone contract early but paying the associated fees damage your credit score?
I would assume not for the simple fact it's not a loan you're terminating. Cell phone companies and the like go by your payment history, not necessarily the fact you might have bad credit as a score may show. Just make sure you pay all final and applicable fees as those CAN hurt your credit if unpaid and sent to collections.
What else can I help you with?
What are the potential risks associated with accepting preapproved credit offers?
Accepting preapproved credit offers can lead to increased debt, higher interest rates, and potential damage to your credit score if not managed responsibly.
How can you put your child on your mortgage?
You can't. A minor cannot sign a contract. Whatever you are contemplating you should never consider doing anything to damage your child's credit record. It will cause terrible consequences when she applies for a student loan for college or any other credit. It is also a crime to steal a minor child's identity for credit fraud.You can't. A minor cannot sign a contract. Whatever you are contemplating you should never consider doing anything to damage your child's credit record. It will cause terrible consequences when she applies for a student loan for college or any other credit. It is also a crime to steal a minor child's identity for credit fraud.You can't. A minor cannot sign a contract. Whatever you are contemplating you should never consider doing anything to damage your child's credit record. It will cause terrible consequences when she applies for a student loan for college or any other credit. It is also a crime to steal a minor child's identity for credit fraud.You can't. A minor cannot sign a contract. Whatever you are contemplating you should never consider doing anything to damage your child's credit record. It will cause terrible consequences when she applies for a student loan for college or any other credit. It is also a crime to steal a minor child's identity for credit fraud.
What are the potential risks associated with unsecured credit card debt?
Potential risks associated with unsecured credit card debt include high interest rates leading to increased debt, damage to credit score, accumulation of late fees and penalties, potential for identity theft, and financial stress impacting mental health.
Is it illegal to default on a loan?
Yes, defaulting on a loan is a breach of contract and can have legal consequences, such as damage to your credit score and potential legal action by the lender to recover the debt.
What is statute of limitation in NY for credit card debt?
New York N.Y. Civil Prac. Laws & Rules § 201 Written Contract - 6/yrs. Oral Contract - 6y/yrs. Injury - 3/yrs. Property Damage - 3/yrs.
How much can a rental car charge your credit card if car is stolen?
This would depend on the insurance that you took out with your car rental company. Check the contract that you signed. Often there is a Damage Waiver and a Theft Waiver. Usually the theft waiver is double that of the damage.
Does a divorce hurt your credit?
The act of divorce does not damage your credit.
If you don't have car insurance for a car registered in Washington State and you wreck your car in Pennsylvania can the credit company take your car even though you continue to pay on it?
Probably, since the contract you signed at the credit company likely mandated that you carry insurance on the car. Since you breached the contract they have every right to repo the car and not accept further payments from you. even if you paid for the car's damage.
Would closing a credit card damage my credit score?
Yes closing a credit card can damage your credit score. But as long as everything else is good it should not affect you credit rating to much. Look for tips to keep a good credit card rating.
Does a wage garnishment damage your credit rating?
Yes.
Can leaving your credit card on TOP of the microwave damage it?
no
What happens if i default into pay my credit card bill?
This could damage your credit score. It will be harder for you to get credit cards or loans in the future.
