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No it does not -- it is called a soft inquiry. The credit bureaus classify companies who pull a credit report. Some companies pull credit reports for lending, others use credit reports for non-lending purposes. Hard inquiries are those that count against credit scores and are from lenders upon an inquiry for credit. Soft inquiries or those used for non-lending practices do not count against credit scores. From the classifications used by credit bureaus, the credit scoring system can determine the type of inquiry (whether for credit or otherwise) that is pulled.
What else can I help you with?
Does bad credit score in the US effect the credit score in Canada?
Technically, no. The Canadian credit bureau does not share information with the US credit bureaus. However, a Canadian creditor can certainly check with a US credit bureau to check your credit history.
How can I check my credit score?
You can go to freecreditreport.com and check the credit score. By law you are allowed one free credit score look a year.
How much does a credit check affect your credit score?
A credit check itself does not directly affect your credit score; however, the type of credit check matters. A "hard inquiry," which occurs when you apply for new credit, can lower your score by a few points temporarily. In contrast, a "soft inquiry," such as checking your own credit or a pre-approval, does not impact your score at all. Generally, hard inquiries remain on your credit report for two years, but their effect diminishes over time.
Where can I check my credit score online?
An excellent place to check your credit score online is myFICO, a website where you can check your FICO score as well as your credit report. Another website allows you to find out your Experian credit score.
How can I check my credit score for free?
You can go on freecreditreport.com to check your credit score for free. It is easy!
How will a bankruptcy effect your credit score?
will bankruptcy increase you credit score over time
What effect does a credit score have on a mortgage?
The credit score can effect mortgage rates in a lot of differnt ways. If someone has a high credit score he get a lower mortgage rate and if someone has a low credit score he gets a higher mortgage rate.
Does it effect your credit score when request your personal credit file?
if someone looks into your credit report, yes it will effect your credit score. it will reduce between 3-10 points.
Where can a person check their credit score online?
There are many sites one can use to check their credit score online. FreeCreditScore will check a credit score for free, and they are known as a reliable service. FreeCreditReport also is a reliable source to check your credit score. Some other sites include Credit, FreeCreditCheck, and MyFICO.
Will I pass a credit check for renting?
Whether you pass a credit check for renting depends on your credit history and score. If you have a good credit score and a history of making payments on time, you are more likely to pass the credit check. If you have a poor credit history or a low credit score, you may have difficulty passing the credit check.
What is a good way to check your credit score?
A good way to check one's credit score is online. Websites such as FreeCreditScore, and FreeCreditReport are good options where one can check their credit score online for free.
How will it affect your credit score if lender requires you to have checking account so they can withdraw payments from each month?
Having a checking account has no effect on your credit score. Bouncing your checks has a big effect on your credit score.
