The grant deed and quick claim deed are very different. It is possible to get both for the mortgage company. You will need to visit a title company for more details on your specific situation.
If you want to take your name off the property and mortgage, yes. Also, most modern mortgage documents contain a "due on transfer" clause. If you execute a quitclaim deed the bank can demand full payment of the debt immediately. You should speak with a bank representative to discuss the changes you want to make.
It is possible to refinance an ARM. The options available vary by customer and their history with the mortgage company.
It may be possible but understand if they fail to service their mortgage, the mortgage company will come after YOU not them.
Yes, it is possible for your mortgage company to lower your interest rate without requiring you to refinance through a process called a loan modification.
One company that claims to be the best American mortgage company is 'America's Best Mortgage Co.' The company is based in Canfield, Ohio and claims to be dedicated to providing the best customer service possible.
Which company?
I HAVE ALREADY PAID 40,000 INTI THE HOME I CANT PAY ANYMORE THE HOUSE PRICE WAS LOWERD 5X AND IT WAS ON THE MARKET 456 DAYS I MAILED IN THE KEYS TO THE MORTGAGE COMPANY WITH A LETTER
By providing them with proof that you have already made all repairs.
This can be a little tricky depending on the terms of the loan. The short answer is yes, you can easily file a quitclaim deed with a local title company and have official ownership changed to your name only (or the co-signor's name only). The caveat is that "tecnically" this may be against the terms of your mortage. The bank could use this as cause to terminate the mortgage and ask for full re-payment at once. The reality is that is it done all the time and there is no way the bank will ever know UNLESS you default on the loan. If the loan is defaulted on, then the bank may have reason to research the title and see the change. Generally, this is only recommended among family members who you KNOW will always pay the mortgage on time and in full. When in doubt, cover yourself and do not file the quitclaim deed.
The fastest way to refinance your mortgage would be to contact your current mortgage company. Since they already have all your property information, they may be able to help you get this done quickly.
What can a mortgage company do if mortgage has not been paid in 4 years
maybe. because u already have one