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Small sum - too costly for lawyer - try small claims court - if she signed an IOU which stipulates a repayment of a debt on borrowed money - within a certain timeframe and has not - then you could put a lien on her house as collateral for the personal loan you made to her, but know this, you will not collect until she tries to sell her house, at which point the lien must be paid for escrow to commence and clear title to pass from buyer to seller. Talk to legal aid in your area! -- they will help w/forms.

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