You will receive, directly from the bankruptcy court, a notice of filing and information on filing your claim with the court. If you believe a person has filed bankruptcy, and you know the person' s address, you can check with the clerk of the bankruptcy court. The bankruptcy court one files in is determined by the county within which the debtor resides.
After the entry of the dismissal, the Chapter 13 trusee will send you a final accounting of how much was paid to each creditor.
If a repossessor comes in with paperwork showing an order to repossess, you should be able to call the listed creditor and verify it.
Sumbit a dispute based on inaccurate information and let the credit report agency find them for you.
they are killer
Most ways a creditor find debtor's employment is thru Credit Reports if the creditor is fulfilling a debt owed. Other ways is following you.
Only if you opened a new account with them. Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
Visit the creditor's website and you should find instructions for that particular creditor.
The creditors are normally notified by certified mail...or a system involving a listing considered reliable that their name on it means they were included in the mailing. (And of course, if it is posted in legal notices papers, that normally qualifies as notice too). So, if there is any mailing listing and especially a listed one, that includes the creditors name, they have been notified. If it isn't there, then they haven't.
chapter 7
If bankruptcy is over and the debt was discharged, they creditor is forever barred from taking any action to collect the debt. If the bankruptcy is still pending, the debtor cannot contact you without permission from the bankruptcy court. In either case, you may have a claim for damages against the debt collector.
If its a Chapter 7 case, the debt most likely will be discharged. If its a Chapter 13, the amount is used for plan calculation. In either case, the debt is "included". If the creditor is not paid under the Ch 13 plan, there may be a problem there. (Depending on if the creditor cares) Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
You can find out when you filed for Chapter 7 bankruptcy by checking the public records at the bankruptcy court where your case was filed. You can also contact your bankruptcy attorney or the trustee assigned to your case for this information.