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You might want to go to the county courthouse and apply it directly. * In the majority of cases under the circumstances cited, all that is necessary is that both parties take the required documentation to the county assessor or property recorder's office and have the lien entered. Contacting the circuit court clerk or administrator in the county where the property is located will obtain information concerning the procedures required for the state.

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19y ago

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What is a mortgage and how does it work?

A mortgage is a loan used to buy a home or property. The borrower agrees to pay back the loan plus interest over a set period of time. The property acts as collateral, meaning if the borrower fails to make payments, the lender can take possession of the property.


Can a co-borrower be removed with a loan modification?

If the lender agrees to it.


What is an individual who agrees to repay a loan or consumer debt if the borrower defaults?

Co-Signer


Who is the person that agrees to take responsibility for repayment of a loan if the primary borrower defaults?

Cosigner


Who is the person that agrees to take responsibility for repayment of a loan if the borrower defaults?

The co-signer.


How home loans work?

Home loans, or mortgages, are financial agreements where a lender provides funds to a borrower to purchase a home. The borrower agrees to repay the loan amount, plus interest, over a specified period, typically 15 to 30 years. The home itself serves as collateral, meaning if the borrower fails to make payments, the lender can foreclose on the property. Monthly payments often include principal, interest, property taxes, and homeowners insurance.


What is cosigned?

A cosigner is the person who agrees to pay off the full balance of the loan if the primary borrower fails to pay. A cosigner signs the loan documents and guarantees payment of the loan even if they have no ownership in the property covered by the loan.


Why should husband and wife both sign a mortgage?

Who signs a mortgage is not determined by marital status. The persons who own the property as grantees in the deed must sign the mortgage. In the case where only one owns the property some lenders require the other party to sign. In that case, by signing, a non-owner agrees to be fully responsible for paying the mortgage if the primary borrower defaults although they do not own the property.Who signs a mortgage is not determined by marital status. The persons who own the property as grantees in the deed must sign the mortgage. In the case where only one owns the property some lenders require the other party to sign. In that case, by signing, a non-owner agrees to be fully responsible for paying the mortgage if the primary borrower defaults although they do not own the property.Who signs a mortgage is not determined by marital status. The persons who own the property as grantees in the deed must sign the mortgage. In the case where only one owns the property some lenders require the other party to sign. In that case, by signing, a non-owner agrees to be fully responsible for paying the mortgage if the primary borrower defaults although they do not own the property.Who signs a mortgage is not determined by marital status. The persons who own the property as grantees in the deed must sign the mortgage. In the case where only one owns the property some lenders require the other party to sign. In that case, by signing, a non-owner agrees to be fully responsible for paying the mortgage if the primary borrower defaults although they do not own the property.


When the borrower agrees to a voluntary repossession but their mother contests the action is that a wrongful act of repossession?

No, if the vehicle is subject to repossession due to a default in the lending agreement, it is irrelevant whether or not the parent agrees to the action.


Personal loan agreement?

A personal loan agreement is signed document signed by two parties; the borrower and the lender. The borrower agrees to pay the loan to the lender along with an agreed upon interest rate and the lender agrees to pay the borrower an agreed upon amount of money. Here is a very basic loan agreement, this does not include collateral. This is only for an unsecured personal loan agreement. Secured loan agreements carry more detail do to the sensitive nature and wording that is required in the event that the borrower defaults and the lender needs to settle in court. Any agreement signed by both parties should be notarized by a third party to bare as witness. PERSONAL LOAN AGREEMENT FORM BORROWER _Brian W Conger LENDER _Allen Grundvig DATE LOAN IS MADE _November 08, 2012 PLACE WHERE LOAN IS MADE _752 Main Ave N, Twin Falls, Id 83301 AMOUNT OF LOAN $ 900.00 AMOUNT OF INTEREST $200.00 LOAN REPAYMENT SCHEDULE Payment of $100.00 due on the 10th of the Month AGREEMENT: BORROWER AND LENDER BOTH AGREE TO THE TERMS AS DESCRIBED ABOVE. SIGNATURE OF BORROWER _________________________________ SIGNATURE OF LENDER ____________________________________ THIS AGREEMENT IS NOW IN FORCE!


Can you explain how having a cosigner works?

Having a cosigner means that someone with a good credit history agrees to be responsible for a loan if the primary borrower cannot pay. This can help the borrower qualify for a loan or get better terms, but it also puts the cosigner at risk if the borrower defaults.


What is loan?

Loan is an amount of money advanced to a borrower, to be repaid at a later date, usually with interest. legally, a loan is a contrat between a buyer (the borrower) and a seller (the lender), enforceable under the Uniform Commercial Code in most states. The terms and conditions for repayment of a loan, including the finance charge or interest rate, are specified in a loan agreement. a loan may be payable on demand (a Demand Loan), in equal monthly installments (an installments loan) It is also define as when a lender gives money or property to a borrower, and the borrower agrees to return the property or repay the borrowed money, along with interest, at a predetermined date in the furture.