I;m new to this but I'd say when they changed the locks on the house...
When the bank foreclosed on the house, they took it back. Now it's time to move out.
No, I can't
Yes you can
You can contact the lender or lien holder who foreclosed on the property and make your offer to them.
No the bank owns the house.
You do not have the right to sell the landscaping of your foreclosed house. It is no longer yours.
Dial 911 and report the crime.
At the discretion of the lender, a house can be foreclosed after a period of missing payments.
I would think so. Though the bank should be using all means possible to get that cash from you to pay for your currently foreclosed house. Even if they don't, paying in full with cash for anything will always be accepted.
No.
http://www.foreclosurefreesearch.com is the best website I know for foreclosed homes. Very nice structured webpage.
Before buying a foreclosed property, one should have a rough estimate of how much they will pay for the house, by checking the prices of recently sold properties in the area. The buyer should also research the area, the house itself, to check for any problems, and should have the finance for the purchase ready before making an offer.